Applying for a credit card

Posted on Wednesday, May 23rd 2007 9:38 pm by menj in Offbeat

Applying for a credit card is something that everyone should do these days. It is useful to have a credit card, for example when you are travelling, for shopping or for booking into hotels. To do so, you should make sure that your credit card is internationally-recognised. So how do you go about doing this? Check this website on Credit Card Applications. Called CreditCardSearchEngine.com, it is one of the Internet’s longest-running information portal where you can sit down and read the comparisons between different credit cards offered by various financial institutions. Now you can search, compare, and apply for all types of credit card offers without any hassle and at the click of a button. This informative portal would certainly be suitable for businessmen, students or white-collar workers looking to find the right credit card for their financial needs.

    15 Comments

    Comments

    Here are 15 Responses.

    • SKATEskum says:

      July 29th, 2012 at 4:20 am

      I’m a college student with limited credit history. I’ve never had a card before and am looking for one with 0% APR for the first year or so. It’s something I need to do, so I’m wondering if there is anything important I need to know aside from how important it is to make my payments. Also… any suggestions about a good card to apply for? (needs to be no annual fee and 0%APR for a good while) Thanks for any help!

    • RuMKilleR says:

      August 6th, 2012 at 1:13 pm

      I recently applied for a gap credit card, then right after I had to cancel but I paid off what was on it.

      Now, I have no other cards..

      I want to apply for a major credit card like a Visa or Mastercard,

      Will it show that I had a Gap Card or affect it negatively in any way?

      (my parents didnt know I signed up for the Gap Card :-x)

    • Goe122 says:

      August 7th, 2012 at 8:42 am

      My bankruptcy was discharged in June 2010. I was wondering how long I should wait before applying for a credit card?

    • Xavier Hawthorne says:

      August 7th, 2012 at 7:59 pm

      I’m a college student with limited credit history. I’ve never had a card before and am looking for one with 0% APR for the first year or so. It’s something I need to do, so I’m wondering if there is anything important I need to know aside from how important it is to make my payments. Also… any suggestions about a good card to apply for? (needs to be no annual fee and 0%APR for a good while) Thanks for any help!

    • Lachlan says:

      August 15th, 2012 at 12:33 am

      i was thinking i someone apply for bankruptcy they wipe out your credit card debts and then it will be tough for them to apply for credit card again. what if i keep at least one and pay it every month and pay off in two years. i have more than 2 credit cards is it a good idea to keep at least one? im not gonna use it, im just gonna pay it every month.

    • Sir fliesalot says:

      August 18th, 2012 at 7:57 am

      I am 18, and would love to get a credit card. When applying, it always says theres a problem with date of birth. Age of majority in New Brunswick is 19, and im not 19 until June.

      What would happen if I said i was born 1990 rather than 1991, would I get in trouble?

    • Dark_LovexXx says:

      September 19th, 2012 at 7:43 am

      I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her side and said it is policy to allow anyone contesting to get their money back if there is no signature. How can this be? So many hotels and services take card #’s as deposits!

    • Ramblin Spirit says:

      September 22nd, 2012 at 2:29 pm

      I have about 1 year of perfect payments on an American Express Zync card, Capital One partially secured card, and a Bank of America student platinum credit card.

      I want to close my bank of america card because I cannot stand how complicated and complex it is to make payments and I have had it since day 1 (my first credit card).

      What I am asking now, is:
      1) Should I apply for a new credit card THEN close my bank of america credit card, or vice versa?
      2) What card do you suggest me to get with my credit information?? (the biggest expense by far of mine is purchases from the food mark (stop and shop, ect.)

      Before you comment, please be aware that I know that closing credit cards are bad towards credit. This is why I am asking which is the best order of canceling/applying to new cards. Thank you so much for any comments and advice!

    • Joey 01 says:

      September 24th, 2012 at 4:28 pm

      I dont have time to go to the bank to do it, and was wondering how safe it is online to apply for a credit card?

      Im thinking of applying from one of the banks that I bank with.

      My computer is all safe and that, how safe is the credit card web sites?

    • Kevin says:

      October 9th, 2012 at 10:19 pm

      My uncle allowed me to link his master card to paypal so i could buy items off ebay. So i linked it, now i need the credit card number to check the card statement online so i can verify my credit card. The only problem is i dont have the credit card and my uncle’s on a business trip and i cant call him either. But anyhow my card is linked to paypal, is there a way i can check my credit card number through paypal? Thanks for your time.

    • Mackenzie P says:

      November 1st, 2012 at 8:07 pm

      I’m trying to apply for a card online, but every form seems to require a home phone number, which i don’t have. Is this the case for all credit cards?

    • PolishPokeyPimp says:

      November 2nd, 2012 at 7:32 pm

      My Capitol One Platinum card’s rate just went up 10 points for no reason at all (they said they did it to everyone). I would like to get a new card but it’s been a while since I had to do this and I’m trying to avoid the bait-and-switch interest rate tricks they play. If I apply for a Platinum card that advertises, say 7.9%, then they send me a different card that has a higher rate, can I cancel it before using it without hurting my credit score?

    • lildevilgurl152004 says:

      November 7th, 2012 at 5:23 am

      I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.

      It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.

      I already have a Amazon credit card with Chase so I think I need to use a different bank.

    • The Dark Knight says:

      November 11th, 2012 at 7:06 am

      Every time I try to apply for a credit card I always get denied because I don’t have a credit history. Well, how I am supposed to have a credit history if I never had a credit card before? I already have a debit card that I use all the time and I always choose credit, but I guess it’s not good enough. What do I have to do in order to get my first credit card guys? Thanks.

    • Joe M says:

      November 26th, 2012 at 8:13 pm

      I decided to apply credit card.Before that i’ve to know who is best & low interest & who have more facility.

    Leave a Reply

    Your conversation are welcome!

    Get Adobe Flash player