Bridging loans services

Posted on Wednesday, December 5th 2007 3:24 am by menj in Offbeat

Application for home loan could be very troublesome, it have no matter where are. In my country, we used to have problem to get the home loan approval. In order to resolve this, you go to for a bridging loan service. For those who want to know what this is, bridging is the act of accelerating access to funds that are due to you at a future date. There are companies which provides this service and one such company that specialises in bridging loans is Smartbridge from South Africa.

Smartbridge can lend up to 80% of the value of a property at the difficult time when buying and selling means waiting for properties and funds to exchange hands and charges and taxes to pay. According to them, their bridging finance rates are proven the lowest in South Africa. They ensure that the fastest services and paid out at the same days if all paperwork is complete and in place. So why not check out the services that are being offered if you are interested to get your home loan approved as soon as possible.

    26 Comments

    Comments

    Here are 26 Responses.

    • Matt says:

      July 16th, 2012 at 8:41 pm

      I want to start what would primarily be a youth-serving organization (15-34?) serving both young adults who wish to pursue college and those who don’t. Three components of the organization would be:

      Bridge & career ladder programs to prepare those pursuing health care, engineering, education, IT and other needed careers in my area.

      Short-term paid internships, placements into jobs, education or advanced training, and follow-up services to young adults who are out of school and not working.

      Forgivable loans/scholarships

      I need a name. You have any ideas? Something identifiable, but funky.

    • clntvrrt says:

      July 19th, 2012 at 10:31 pm

      When the big 3 go under and close to 3 million people are out looking for work….is your job safe?

      When the gov. loses over 150 billion dollars in next three years from lost revenue are you going to complain about no services available

      Beside complaining have you begun to think of what will happen when this country goes into deep depression…stock up on food, things to barter and trade or will you just complain

      No one wants to help the big 3 but no one here understands we are talking about people lives here…it is bridge loan

      Why do people complain so much about things they know nothing about?

    • Mackenzie P says:

      August 7th, 2012 at 8:38 am

      I mean, besides:

      1.American Recovery and Reinvestment Act has created 2.1 million jobs (as of 12/31/09).

      2.Ended previous policy of not regulating and labeling carbon dioxide emissions

      3.Ended previous policy of offering tax benefits to corporations who outsource American jobs; the new policy is to promote in-sourcing to bring jobs back

      4.Ended previous policy on torture; the US now has a no torture policy and is in compliance with the Geneva Convention standards

      5.. Launched Recovery.gov to track spending from the Recovery Act, an unprecedented step to provide transparency and accountability through technology.

      6.Ended previous practice of protecting credit card companies; in place of it are new consumer protections from credit card industry’s predatory practices

      7.Ended previous “stop-loss” policy that kept soldiers in Iraq/Afghanistan longer than their enlistment date

      8.Energy producing plants must begin preparing to produce 15% of their energy from renewable sources

      9.Established a National Performance Officer charged with saving the federal government money and making federal operations more efficient

      10.Established a new cyber security office

      11.Expanded the SCHIP program to cover health care for 4 million more children

      12.Expanding vaccination programs

      13.Families of fallen soldiers have expenses

      14.. Provided the Department of Veterans Affairs (VA) with more than $1.4 billion to improve services to America’s Veterans.

      15.Federal support for stem-cell and new biomedical research

      16.Funds for high-speed, broadband Internet access to K-12 schools

      17.Responded with compassion and leadership to the earthquake in Haiti

      18.Immediate and efficient response to the floods in North Dakota and other natural disasters

      19.. Launched Business.gov – enabling conversation and online collaboration between small business owners, government representatives and industry experts in discussion forums relevant to starting and managing a business. Great for the economy.

      20.Improved housing for military personnel

      21.Improved conditions at Walter Reed Military Hospital and other military hospitals

      22.Changed failing war strategy in Afghanistan.

      23.Improving benefits for veterans

      24.Increased infrastructure spending (roads, bridges, power plants…) after years of neglect

      25.Donated his $1.4 million Nobel Prize to nonprofits.

      26.Increasing opportunities in AmeriCorps program

      27.Provided tax credits to first-time home buyers through the Worker, Homeownership, and Business Assistance Act of 2009 to revitalize the U.S. housing market.

      28.Increasing pay and benefits for military personnel

      29.Increasing student loans

      30.Instituted a new policy on Cuba, allowing Cuban families to return “home” to visit loved ones

      31.Cracked down on companies that deny sick pay, vacation and health insurance to workers by abusing the employee classification of independent contractor. Such companies also avoid paying Social Security, Medicare and unemployment insurance taxes for those workers.

      32.Limited salaries of senior White House aides; cut to $100,000

      33.Limits on lobbyists’ access to the White House
      Here’s one for TheBaron:

      34. Be the first president in the history of the United States to force Israel to abide by his orders.

    • Keaton says:

      August 9th, 2012 at 11:18 pm

      I mean, besides:

      1.American Recovery and Reinvestment Act has created 2.1 million jobs (as of 12/31/09).

      2.Ended previous policy of not regulating and labeling carbon dioxide emissions

      3.Ended previous policy of offering tax benefits to corporations who outsource American jobs; the new policy is to promote in-sourcing to bring jobs back

      4.Ended previous policy on torture; the US now has a no torture policy and is in compliance with the Geneva Convention standards

      5.. Launched Recovery.gov to track spending from the Recovery Act, an unprecedented step to provide transparency and accountability through technology.

      6.Ended previous practice of protecting credit card companies; in place of it are new consumer protections from credit card industry’s predatory practices

      7.Ended previous “stop-loss” policy that kept soldiers in Iraq/Afghanistan longer than their enlistment date

      8.Energy producing plants must begin preparing to produce 15% of their energy from renewable sources

      9.Established a National Performance Officer charged with saving the federal government money and making federal operations more efficient

      10.Established a new cyber security office

      11.Expanded the SCHIP program to cover health care for 4 million more children

      12.Expanding vaccination programs

      13.Families of fallen soldiers have expenses

      14.. Provided the Department of Veterans Affairs (VA) with more than $1.4 billion to improve services to America’s Veterans.

      15.Federal support for stem-cell and new biomedical research

      16.Funds for high-speed, broadband Internet access to K-12 schools

      17.Responded with compassion and leadership to the earthquake in Haiti

      18.Immediate and efficient response to the floods in North Dakota and other natural disasters

      19.. Launched Business.gov – enabling conversation and online collaboration between small business owners, government representatives and industry experts in discussion forums relevant to starting and managing a business. Great for the economy.

      20.Improved housing for military personnel

      21.Improved conditions at Walter Reed Military Hospital and other military hospitals

      22.Changed failing war strategy in Afghanistan.

      23.Improving benefits for veterans

      24.Increased infrastructure spending (roads, bridges, power plants…) after years of neglect

      25.Donated his $1.4 million Nobel Prize to nonprofits.

      26.Increasing opportunities in AmeriCorps program

      27.Provided tax credits to first-time home buyers through the Worker, Homeownership, and Business Assistance Act of 2009 to revitalize the U.S. housing market.

      28.Increasing pay and benefits for military personnel

      29.Increasing student loans

      30.Instituted a new policy on Cuba, allowing Cuban families to return “home” to visit loved ones

      31.Cracked down on companies that deny sick pay, vacation and health insurance to workers by abusing the employee classification of independent contractor. Such companies also avoid paying Social Security, Medicare and unemployment insurance taxes for those workers.

      32.Limited salaries of senior White House aides; cut to $100,000

      33.Limits on lobbyists’ access to the White House
      Here’s one for TheBaron:

      34. Be the first president in the history of the United States to force Israel to abide by his orders.

    • dubmecrazy3 says:

      August 10th, 2012 at 12:29 am

      I’ve recently been involved what I would call unusual practice with a financial broker when requiring a bridging loan. The company in question ended asking for, and receiving quite a large sum of money and providing very little in the way of service and contradicting their terms of the offer and it’s small print continually. Eventually when something was arranged, I found that the company had simply taking the money and got another broker to the work and offer the finance needed.

      I found this completely unacceptable and issued a complaint to the company and the Financial Ombudsman Service to see if the issue could be resolved by way of a full or partial refund as a lot of money was lost. After a six month wait and many follow up calls/emails/letters the Ombudsman service got back in touch and said that they don’t regulate brokers. I have talked to banks, credit companies etc and no-one seems to know who you would contact in their place.

      If anyone can help with this matter I would be very grateful as it’s causing a lot of stress at the moment.

      Thanks 🙂

    • Jairo says:

      August 10th, 2012 at 7:39 am

      Obama’s Thursday afternoon campaign event for Giannoulias, the beleaguered state treasurer of Illinois, reportedly raked in $1 million. Lagging behind his GOP opponent, liberal Republican Rep. Mark Kirk, Giannoulias has coveted one-on-one, grip-and-grin time with Obama for months. In addition to the cash, photo-ops and video of the Obama fundraising event that Giannoulias will milk from now until Election Day, the White House has dispatched Vice President Joe Biden, White House senior adviser David Axelrod and White House campaign management guru David Plouffe to boost Giannoulias’ bid. Plouffe proclaimed Democrats “all in” for Giannoulias, whom he described as “a great progressive champion.”

      Obama gave his own personal seal of ethical approval, telling deep-pocketed donors this week: “I appreciate his strong sense of advocacy for ordinary Americans. You can trust him — you can count on him.” Uh-huh. And I’ve got a bridge to Hope and Change to sell you.

      .

      What would Giannoulias know about “ordinary Americans”? Giannoulias, 34, befriended Obama during pickup basketball games with an elite group that also included Michelle Obama’s brother, Craig; Chicago edu-crat Arne Duncan (now Education Secretary); and hedge fund manager John Rogers (the ex-husband of the Obamas’ ex-White House social secretary, Desiree Rogers). He spread his wealth and influence around early and often to support Obama’s fledgling political career. He pitched in $7,000 in 2003-2004 to Obama’s Illinois State Senate bids. He hosted fundraisers for Obama’s U.S. Senate campaign in 2004 and for his presidential campaign in 2007.

      Where’d the cash come from? Giannoulias’ Greek immigrant family founded Chicago-based Broadway Bank, a now-defunct financial institution that loaned tens of millions of dollars to convicted mafia felons and faced bankruptcy after decades of engaging in risky, high-flying behavior. It’s the place where Obama parked his 2004 U.S. Senate campaign funds. And it’s the same place where a mutual friend of Obama and Giannoulias — convicted Obama fundraiser/slum lord Tony Rezko — used to bounce nearly $500,000 in bad checks written to Las Vegas casinos. This week, the Chicago Sun-Times revealed an additional $22.75 million Broadway Bank loan to a Rezko-owned business in 2006. Giannoulias held an ownership stake in the bank at the time.

      Giannoulias served as Broadway Bank vice president and senior loan officer for four years. According to the Chicago Tribune, during Giannoulias’ tenure, some $27 million of Broadway Bank’s funny money went to mob crooks Michael “Jaws” Giorango and Demitri Stavropoulos. Giorango is a hustler who fronted a nationwide prostitution ring and was sentenced to six months in prison; Stavropoulos is behind bars for operating a multistate bookmaking ring. Giorango ran the $400-an-hour call girl operation out of high-rise luxury apartments in Chicago with the infamous “Gold Coast Madam,” Rose Laws. Giorango and Stavropoulos used their Broadway Bank loans to start their own risky lending business for nontraditional borrowers unable to secure traditional bank financing.

      Despite Giorango’s criminal record exposed by the Tribune in 2004, Broadway Bank approved massive mortgages for him. Giannoulias’ brother, Demetris, explained that as a “relationship bank,” Broadway wouldn’t just throw someone under the bus because of a “bad article.” Instead, the bank went ahead and rubber-stamped a September 2005 loan for $3.4 million to buy a 32-unit Los Angeles apartment complex. The application falsely stated that the borrower, Giorango, had “not been convicted of a felony.” Giannoulias oversaw the servicing of such shady loans totaling $11 million. Remember: He was no low-level staffer. He was, as he reminded supporters when he needed to deflect attention away from his youth, top management at Broadway Bank.

      In January 2010, the bank entered a consent decree with federal and Illinois state regulators. It required Broadway Bank “to raise tens of millions in capital, stop paying dividends to the family without regulatory approval, and hire an outside party to evaluate the bank’s senior management.” The city’s former inspector general blasted Giannoulias and his family for tapping $70 million worth of dividends in 2007 and 2008 as the real estate crash loomed. Broadway Bank was sitting on an estimated $250 million in bad loans. In late April, federal regulators shut it down. Cost to taxpayers: an estimated $390 million. Giannoulias refused to drop out of the race — and instead used the company failure to argue that it made him more qualified to serve in office: “I have a renewed vigor and a new perspective on just how horrible it is out there for so many people.”

      http://giannoulias.nrsc.org/

    • kewlflame14 says:

      August 19th, 2012 at 7:39 am

      The banks got into deep trouble and in order to avert a financial crisis the UK Government decided to use a lot of taxpayers money to bail them out. So far so good.
      Now what is the business plan?
      1.Was this a “bail out” like a bridging loan to help the banks get out of trouble?
      2.Was this an investment to secure the long term future and stability of the banking system?

      If it was item 1, as we have often been told, then this money should be paid back by the banks ASAP as the banks are now back in profit. A repayment schedule should be put in place, the same as the banks would do to you and I. Therefore there would be no need for the taxpayer to live through ongoing tax increases and cuts in services.
      If it was item 2, we all know that when Governments get involved in any form of nationalisation there follows disaster for the taxpayer. However, if the taxpayer is eventually going to make a good profit from its investment, as present bank profits indicate, then this potential profit can be reflected in the Government accounts and there would be no need for the taxpayer to live through ongoing tax increases and cuts in services.
      Where is our money? or as it just been all thrown away in which case the taxpayer will have to live through ongoing tax increases and cuts in services.

    • Dr Dorian says:

      August 19th, 2012 at 8:11 am

      I mean, besides:

      1.American Recovery and Reinvestment Act has created 2.1 million jobs (as of 12/31/09).

      2.Ended previous policy of not regulating and labeling carbon dioxide emissions

      3.Ended previous policy of offering tax benefits to corporations who outsource American jobs; the new policy is to promote in-sourcing to bring jobs back

      4.Ended previous policy on torture; the US now has a no torture policy and is in compliance with the Geneva Convention standards

      5.. Launched Recovery.gov to track spending from the Recovery Act, an unprecedented step to provide transparency and accountability through technology.

      6.Ended previous practice of protecting credit card companies; in place of it are new consumer protections from credit card industry’s predatory practices

      7.Ended previous “stop-loss” policy that kept soldiers in Iraq/Afghanistan longer than their enlistment date

      8.Energy producing plants must begin preparing to produce 15% of their energy from renewable sources

      9.Established a National Performance Officer charged with saving the federal government money and making federal operations more efficient

      10.Established a new cyber security office

      11.Expanded the SCHIP program to cover health care for 4 million more children

      12.Expanding vaccination programs

      13.Families of fallen soldiers have expenses

      14.. Provided the Department of Veterans Affairs (VA) with more than $1.4 billion to improve services to America’s Veterans.

      15.Federal support for stem-cell and new biomedical research

      16.Funds for high-speed, broadband Internet access to K-12 schools

      17.Responded with compassion and leadership to the earthquake in Haiti

      18.Immediate and efficient response to the floods in North Dakota and other natural disasters

      19.. Launched Business.gov – enabling conversation and online collaboration between small business owners, government representatives and industry experts in discussion forums relevant to starting and managing a business. Great for the economy.

      20.Improved housing for military personnel

      21.Improved conditions at Walter Reed Military Hospital and other military hospitals

      22.Changed failing war strategy in Afghanistan.

      23.Improving benefits for veterans

      24.Increased infrastructure spending (roads, bridges, power plants…) after years of neglect

      25.Donated his $1.4 million Nobel Prize to nonprofits.

      26.Increasing opportunities in AmeriCorps program

      27.Provided tax credits to first-time home buyers through the Worker, Homeownership, and Business Assistance Act of 2009 to revitalize the U.S. housing market.

      28.Increasing pay and benefits for military personnel

      29.Increasing student loans

      30.Instituted a new policy on Cuba, allowing Cuban families to return “home” to visit loved ones

      31.Cracked down on companies that deny sick pay, vacation and health insurance to workers by abusing the employee classification of independent contractor. Such companies also avoid paying Social Security, Medicare and unemployment insurance taxes for those workers.

      32.Limited salaries of senior White House aides; cut to $100,000

      33.Limits on lobbyists’ access to the White House
      Here’s one for TheBaron:

      34. Be the first president in the history of the United States to force Israel to abide by his orders.

    • Lachlan says:

      August 29th, 2012 at 9:37 pm

      The postal workers’ struggle is as vital for democracy as any national event in recent years. The campaign against them is part of a historic shift from the last vestiges of political democracy in Britain to a corporate world of insecurity and war. If the privateers running the Post Office are allowed to win, the regression that now touches all lives bar the wealthy will quicken its pace. A third of British children now live in low-income or impoverished families. One in five young people is denied hope of a decent job or education.

      And now the Brown government is to mount a “fire sale” of public assets and services worth £16bn. Unmatched since Margaret Thatcher’s transfer of public wealth to a new gross elite, the sale, or theft, will include the Channel Tunnel rail link, bridges, the student loan bank, school playing fields, libraries and public housing estates. The plunder of the National Health Service and public education is already under way.
      The common thread is adherence to the demands of an opulent, sub-criminal minority exposed by the 2008 collapse of Wall Street and of the City of London, now rescued with hundreds of billions in public money and still unregulated with a single stringent condition imposed by the government. Goldman Sachs, which enjoys a personal connection with the Prime Minister, is to give employees record average individual pay and bonus packages of £500,000. The Financial Times now offers a service called How to Spend It.

      None of this is accountable to the public, whose view was expressed at the last election in 2005: New Labour won with the support of barely a fifth of the British adult population. For every five people who voted Labour, eight did not vote at all. This was not apathy, as the media pretend, but a strike by the public – like the postal workers are today on strike. The issues are broadly the same: the bullying and hypocrisy of contagious, undemocratic power.
      Since coming to office, New Labour has done its best to destroy the Post Office as a highly productive public institution valued with affection by the British people. Not long ago, you posted a letter anywhere in the country and it reached its destination the following morning. There were two deliveries a day, and collections on Sundays. The best of Britain, which is ordinary life premised on a sense of community, could be found at a local post office, from the Highlands to the Pennines to the inner cities, where pensions, income support, child benefit and incapacity benefit were drawn, and the elderly, the awkward, the inarticulate and the harried were treated humanely.
      The record is clear that Scargill and the miners were fighting against the wholesale destruction of an industry that was long planned for ideological reasons. The miners’ enemies included the most subversive, brutal and sinister forces of the British state, aided by journalists – as Lawson’s Guardian colleague Seumas Milne documents in his landmark work, The Enemy Within. Postal workers deserve the support of all honest, decent people, who are reminded that they may be next on the list if they remain silent.

      So, what should the people do?

    • isk8at818 says:

      August 31st, 2012 at 11:24 pm

      I mean, besides:

      1.American Recovery and Reinvestment Act has created 2.1 million jobs (as of 12/31/09).

      2.Ended previous policy of not regulating and labeling carbon dioxide emissions

      3.Ended previous policy of offering tax benefits to corporations who outsource American jobs; the new policy is to promote in-sourcing to bring jobs back

      4.Ended previous policy on torture; the US now has a no torture policy and is in compliance with the Geneva Convention standards

      5.. Launched Recovery.gov to track spending from the Recovery Act, an unprecedented step to provide transparency and accountability through technology.

      6.Ended previous practice of protecting credit card companies; in place of it are new consumer protections from credit card industry’s predatory practices

      7.Ended previous “stop-loss” policy that kept soldiers in Iraq/Afghanistan longer than their enlistment date

      8.Energy producing plants must begin preparing to produce 15% of their energy from renewable sources

      9.Established a National Performance Officer charged with saving the federal government money and making federal operations more efficient

      10.Established a new cyber security office

      11.Expanded the SCHIP program to cover health care for 4 million more children

      12.Expanding vaccination programs

      13.Families of fallen soldiers have expenses

      14.. Provided the Department of Veterans Affairs (VA) with more than $1.4 billion to improve services to America’s Veterans.

      15.Federal support for stem-cell and new biomedical research

      16.Funds for high-speed, broadband Internet access to K-12 schools

      17.Responded with compassion and leadership to the earthquake in Haiti

      18.Immediate and efficient response to the floods in North Dakota and other natural disasters

      19.. Launched Business.gov – enabling conversation and online collaboration between small business owners, government representatives and industry experts in discussion forums relevant to starting and managing a business. Great for the economy.

      20.Improved housing for military personnel

      21.Improved conditions at Walter Reed Military Hospital and other military hospitals

      22.Changed failing war strategy in Afghanistan.

      23.Improving benefits for veterans

      24.Increased infrastructure spending (roads, bridges, power plants…) after years of neglect

      25.Donated his $1.4 million Nobel Prize to nonprofits.

      26.Increasing opportunities in AmeriCorps program

      27.Provided tax credits to first-time home buyers through the Worker, Homeownership, and Business Assistance Act of 2009 to revitalize the U.S. housing market.

      28.Increasing pay and benefits for military personnel

      29.Increasing student loans

      30.Instituted a new policy on Cuba, allowing Cuban families to return “home” to visit loved ones

      31.Cracked down on companies that deny sick pay, vacation and health insurance to workers by abusing the employee classification of independent contractor. Such companies also avoid paying Social Security, Medicare and unemployment insurance taxes for those workers.

      32.Limited salaries of senior White House aides; cut to $100,000

      33.Limits on lobbyists’ access to the White House
      Here’s one for TheBaron:

      34. Be the first president in the history of the United States to force Israel to abide by his orders.

    • isk8at818 says:

      September 1st, 2012 at 11:15 am

      1. Do not use Medicare.
      2. Do not use Social Security
      3. Do not become a member of the US military, who are paid with tax dollars.
      4. Do not ask the National Guard to help you after a disaster.
      5. Do not call 911 when you get hurt.
      6. Do not call the police to stop intruders in your home.
      7. Do not summon the fire department to save your burning home.
      8. Do not drive on any paved road, highway, and interstate or drive on any bridge.
      9. Do not use public restrooms.
      10. Do not send your kids to public schools.
      11. Do not put your trash out for city garbage collectors.
      12. Do not live in areas with clean air.
      13. Do not drink clean water.
      14. Do not visit National Parks.
      15. Do not visit public museums, zoos, and monuments.
      16. Do not eat or use FDA inspected food and medicines.
      17. Do not bring your kids to public playgrounds.
      18. Do not walk or run on sidewalks.
      19. Do not use public recreational facilities such as basketball and tennis courts.
      20. Do not seek shelter facilities or food in soup kitchens when you are homeless and hungry.
      21. Do not apply for educational or job training assistance when you lose your job.
      22. Do not apply for food stamps when you can’t feed your children.
      23. Do not use the judiciary system for any reason.
      24. Do not ask for an attorney when you are arrested and do not ask for one to be assigned to you by the court.
      25. Do not apply for any Pell Grants.
      26. Do not use cures that were discovered by labs using federal dollars.
      27. Do not fly on federally regulated airplanes.
      28. Do not use any product that can trace its development back to NASA.
      29. Do not watch the weather provided by the National Weather Service.
      30. Do not listen to severe weather warnings from the National Weather Service.
      31. Do not listen to tsunami, hurricane, or earthquake alert systems.
      32. Do not apply for federal housing.
      33. Do not use the internet, which was developed by the military.
      34. Do not swim in clean rivers.
      35. Do not allow your child to eat school lunches or breakfasts.
      36. Do not ask for FEMA assistance when everything you own gets wiped out by disaster.
      37. Do not ask the military to defend your life and home in the event of a foreign invasion.
      38. Do not use your cell phone or home telephone.
      39. Do not buy firearms that wouldn’t have been developed without the support of the US Government and military. That includes most of them.
      40. Do not eat USDA inspected produce and meat.
      41. Do not apply for government grants to start your own business.
      42. Do not apply to win a government contract.
      43. Do not buy any vehicle that has been inspected by government safety agencies.
      44. Do not buy any product that is protected from poisons, toxins, etc…by the Consumer Protection Agency.
      45. Do not save your money in a bank that is FDIC insured.
      46. Do not use Veterans benefits or military health care.
      47. Do not use the G.I. Bill to go to college.
      48. Do not apply for unemployment benefits.
      49. Do not use any electricity from companies regulated by the Department of Energy.
      50. Do not live in homes that are built to code.
      51. Do not run for public office. Politicians are paid with taxpayer dollars.
      52. Do not ask for help from the FBI, S.W.A.T, the bomb squad, Homeland Security, State troopers, etc…
      53. Do not apply for any government job whatsoever as all state and federal employees are paid with tax dollars.
      54. Do not use public libraries.
      55. Do not use the US Postal Service.
      56. Do not visit the National Archives.
      57. Do not visit Presidential Libraries.
      58. Do not use airports that are secured by the federal government.
      59. Do not apply for loans from any bank that is FDIC insured.
      60. Do not ask the government to help you clean up after a tornado.
      61. Do not ask the Department of Agriculture to provide a subsidy to help you run your farm.
      62. Do not take walks in National Forests.
      63. Do not ask for taxpayer dollars for your oil company.
      64. Do not ask the federal government to bail your company out during recessions.
      65. Do not seek medical care from places that use federal dollars.
      66. Do not use Medicaid.
      67. Do not use WIC.
      68. Do not use electricity generated by Hoover Dam.
      69. Do not use electricity or any service provided by the Tennessee Valley Authority.
      70. Do not ask the Army Corps of Engineers to rebuild levees when they break.
      71. Do not let the Coast Guard save you from drowning when your boat capsizes at sea.
      72. Do not ask the government to help evacuate you when all hell breaks loose in the country you are in.
      73. Do not visit historic landmarks.
      74. Do not visit fisheries.
      75. Do not expect to see animals that are federally protected because of the Endangered Species List.
      76. Do not expect plows to clear roads of snow and ice so your kids can go to school and so you can get to work.
      77. Do not hunt or camp on federal land.
      78. Do not work anywhere that has a safe workplace because of government reg
      79. Do not use public transportation.
      80. Do not drink water from public water fountains.
      81. Do not whine when someone copies your work and sells it as their own. Government enforces copyright laws.
      82. Do not expect to own your home, car, or boat. Government organizes and keeps all titles.
      83. Do not expect convicted felons to remain off the streets.
      84. Do not eat in restaurants that are regulated by food quality and safety standards.
      85. Do not seek help from the US Embassy if you need assistance in a foreign nation.
      86. Do not apply for a passport to travel outside of the United States.
      87. Do not apply for a patent when you invent something.
      88. Do not adopt a child through your local, state, or federal governments.
      89.Do not use elevators that have been inspected by federal or state safety regulators.
      90. Do not use any resource that was discovered by the USGS.
      91. Do not ask for energy assistance from the government.
      92. Do not move to any other developed nation, because the ta

    • Austin says:

      September 1st, 2012 at 11:15 am

      Needless to say I need to have a cleaning, a root canal, a filling and two one-tooth bridges… It will cost around 7400 to get it fix. I reside in Erie, PA and want to know if there is anyone that would possibly know of a discount program, insurance, or even better a free service so that I can get my teeth fixed. My credit is bad and i would need a co signer for a loan… Please let me know..

      Best Regards
      Achy Tooth Fairy

    • EzioAuditore1459 says:

      September 5th, 2012 at 12:05 am

      Hello,

      My name is Devon. I just started a small business a couple of months ago and I really need a grant or a loan to utilize its full potential. Where should I go and what should I do. My personal credit is not good, so the loan I’m not to sure about. My business is registered with my state and I and an EIN number. I’m all set just need the extra money. Take a look at my business proposal and give me constructive criticism please!!!

      TO
      ____________________________________
      Submitted on __________________

      Executive Summary
      VIDEO MEMORY seeks $30,000 to fund its enterprise endeavors that will serve the families of every community. This company will serve many different families by transforming their filmed special events into memorable home movies. VIDEO MEMORY will also offer internships to college students concentrating in film and video studies. The skills college students will gain working with Video Memory will allow them to establish or significantly enhance their resume.
      Contact: Devon Chambers · Video Memory · 562 candle lane #303· Newport News, VA 23608
      Phone: (757) 438-5523
      Email: devon@videomemori.com
      Website: http://www.videomemori.com

      A. Business Overview
      VIDEO MEMORY’s mission is to bridge the past and the present with the technologies of film production and video editing. Our company has no limitations. We film any and every special event, big or small. VIDEO MEMORY is located in the heart on Newport News, Va. Video Memory was generated after a successful attempt to create a treasured digital video memory of the owner’s daughter. Our company offers a broad range of film recording related services. Video Memory is dedicated to allowing people in different communities to take advantage of the company’s talent in capturing and transforming their treasured memories. The company’s specific aim is to create digital keepsakes for people to love, cherish, and enjoy forever.

      B. Description of Service
      VIDEO MEMORY works to bring an emotionally compelling and modernized home movie viewing experience for the luxury of all families. Our services includes filming major events such as weddings, bar mitzvahs, family reunions, and small events such as birthday parties, cookouts, picnics, etc.

      EDUCATION:
      While serving our customers, we also make a strong effort to provide educational resources and career opportunities to students. We highly encourage youths to apply to our internship program because we are certain the skills gained will be critical in both academic and professional arenas. Internship students will obtain film making, video editing, photography, web design, videography, customer service, marketing, and entrepreneurship training. Through our wide range of services offered, our student interns, will have a unique opportunity to experience meeting the real world demands of digital media customers.

      ENTERPRISE:
      Starting as a company that converts VHS tapes into DVDs, VIDEO MEMORY, has evolved to offer a series of filming services. The evolution of Video Memory will allowed us to employ local teens and young college students. VIDEO MEMORY is proud to create such a rich opportunity for the young people of Hampton Roads to become pioneers in the film making revolution. The market for high end video editing technological skills is increasing exponentially. This is why it is critical to educate the youth of Hampton Roads to hone in on their digital talents and skills to meet the demands of valued customers.

      C. Population Groups Served
      VIDEO MEMORY serves people of all ages and backgrounds in Newport News, Va. We plan to expand to many different areas with our products and services. However, we have already started to reach out to and capitalized on the population groups accessible via the internet.

      D. Business Description
      VIDEO MEMORY seeks $30,000 to fund the camera equipment needed to complete the tasks of capturing and filming events. We offer a series of different packages, two of which requires VIDEO MEMORY to travel offsite to film different occasions. We also offer a series of incentive packages such as free limousine and disc jockey services to customers scheduling their special events with us. To the customer’s satisfaction, we will then edit their event footage and create a digital keepsake they are guaranteed to love.

      Here at VIDEO MEMORY, we strive to provide a very exciting and valuable experience for our interns and employees. We have developed an educational approach that incorporates the following elements:
      *Internship: We offer internships to any student willing to learn about the business and or continue to improve on their abilities to be creative and dynamic.
      *On the job approach: Each of our interns will be trained on video filming techniques. Ultimately, interns will be expected to capture and edit event footage under proper supervision to ensure the customer needs are met. We believe the on the job approach provides a meaning and co

    • Patrick says:

      September 11th, 2012 at 3:52 am

      Is the recession over for anyone else besides Goldman Sachs, Fannie Mae, Wells Fargo, Citigroup, Bank of America(–>Countrywide<–), JP Morgan, PNC Financial Services, SunTrust, Region Financial Corp, Hartford Financial Services, Wachovia, Saxon Mortgage Services, OneWest Bank, M&T Bank Corporation, National City Bank, East West Bancorp, Inc, New York Private Bank & Trust Corp, Flagstar Bancorp, Cathay General Bancorp, International Bancshares Corporation, Aurora Loan Services, Litton Loan Servicing, Discover Financial Services, Zions Bancorp, Comerica Incorporated, State Street Corp, Ameris Bancorp, Anchor BanCorp Wisconsin Inc., BNC Financial Group, Inc., BancIndependent Inc., Bridge Capital Holdings, Brogan Bankshares, Inc., CBS Banc-Corp., Cathay General Bancorp, Center Financial Corp. and anyone else on Wall Street that democrats care to give our money too?

      Do you still think democrats are against corporate welfare?

    • Mak Sultan says:

      September 14th, 2012 at 7:48 am

      Obama’s Thursday afternoon campaign event for Giannoulias, the beleaguered state treasurer of Illinois, reportedly raked in $1 million. Lagging behind his GOP opponent, liberal Republican Rep. Mark Kirk, Giannoulias has coveted one-on-one, grip-and-grin time with Obama for months. In addition to the cash, photo-ops and video of the Obama fundraising event that Giannoulias will milk from now until Election Day, the White House has dispatched Vice President Joe Biden, White House senior adviser David Axelrod and White House campaign management guru David Plouffe to boost Giannoulias’ bid. Plouffe proclaimed Democrats “all in” for Giannoulias, whom he described as “a great progressive champion.”

      Obama gave his own personal seal of ethical approval, telling deep-pocketed donors this week: “I appreciate his strong sense of advocacy for ordinary Americans. You can trust him — you can count on him.” Uh-huh. And I’ve got a bridge to Hope and Change to sell you.

      .

      What would Giannoulias know about “ordinary Americans”? Giannoulias, 34, befriended Obama during pickup basketball games with an elite group that also included Michelle Obama’s brother, Craig; Chicago edu-crat Arne Duncan (now Education Secretary); and hedge fund manager John Rogers (the ex-husband of the Obamas’ ex-White House social secretary, Desiree Rogers). He spread his wealth and influence around early and often to support Obama’s fledgling political career. He pitched in $7,000 in 2003-2004 to Obama’s Illinois State Senate bids. He hosted fundraisers for Obama’s U.S. Senate campaign in 2004 and for his presidential campaign in 2007.

      Where’d the cash come from? Giannoulias’ Greek immigrant family founded Chicago-based Broadway Bank, a now-defunct financial institution that loaned tens of millions of dollars to convicted mafia felons and faced bankruptcy after decades of engaging in risky, high-flying behavior. It’s the place where Obama parked his 2004 U.S. Senate campaign funds. And it’s the same place where a mutual friend of Obama and Giannoulias — convicted Obama fundraiser/slum lord Tony Rezko — used to bounce nearly $500,000 in bad checks written to Las Vegas casinos. This week, the Chicago Sun-Times revealed an additional $22.75 million Broadway Bank loan to a Rezko-owned business in 2006. Giannoulias held an ownership stake in the bank at the time.

      Giannoulias served as Broadway Bank vice president and senior loan officer for four years. According to the Chicago Tribune, during Giannoulias’ tenure, some $27 million of Broadway Bank’s funny money went to mob crooks Michael “Jaws” Giorango and Demitri Stavropoulos. Giorango is a hustler who fronted a nationwide prostitution ring and was sentenced to six months in prison; Stavropoulos is behind bars for operating a multistate bookmaking ring. Giorango ran the $400-an-hour call girl operation out of high-rise luxury apartments in Chicago with the infamous “Gold Coast Madam,” Rose Laws. Giorango and Stavropoulos used their Broadway Bank loans to start their own risky lending business for nontraditional borrowers unable to secure traditional bank financing.

      Despite Giorango’s criminal record exposed by the Tribune in 2004, Broadway Bank approved massive mortgages for him. Giannoulias’ brother, Demetris, explained that as a “relationship bank,” Broadway wouldn’t just throw someone under the bus because of a “bad article.” Instead, the bank went ahead and rubber-stamped a September 2005 loan for $3.4 million to buy a 32-unit Los Angeles apartment complex. The application falsely stated that the borrower, Giorango, had “not been convicted of a felony.” Giannoulias oversaw the servicing of such shady loans totaling $11 million. Remember: He was no low-level staffer. He was, as he reminded supporters when he needed to deflect attention away from his youth, top management at Broadway Bank.

      In January 2010, the bank entered a consent decree with federal and Illinois state regulators. It required Broadway Bank “to raise tens of millions in capital, stop paying dividends to the family without regulatory approval, and hire an outside party to evaluate the bank’s senior management.” The city’s former inspector general blasted Giannoulias and his family for tapping $70 million worth of dividends in 2007 and 2008 as the real estate crash loomed. Broadway Bank was sitting on an estimated $250 million in bad loans. In late April, federal regulators shut it down. Cost to taxpayers: an estimated $390 million. Giannoulias refused to drop out of the race — and instead used the company failure to argue that it made him more qualified to serve in office: “I have a renewed vigor and a new perspective on just how horrible it is out there for so many people.”

      http://giannoulias.nrsc.org/

    • Lasagna delivery guy says:

      September 14th, 2012 at 8:28 am

      I’ve recently been involved what I would call unusual practice with a financial broker when requiring a bridging loan. The company in question ended asking for, and receiving quite a large sum of money and providing very little in the way of service and contradicting their terms of the offer and it’s small print continually. Eventually when something was arranged, I found that the company had simply taking the money and got another broker to the work and offer the finance needed.

      I found this completely unacceptable and issued a complaint to the company and the Financial Ombudsman Service to see if the issue could be resolved by way of a full or partial refund as a lot of money was lost. After a six month wait and many follow up calls/emails/letters the Ombudsman service got back in touch and said that they don’t regulate brokers. I have talked to banks, credit companies etc and no-one seems to know who you would contact in their place.

      If anyone can help with this matter I would be very grateful as it’s causing a lot of stress at the moment.

      Thanks 🙂

    • Harriet W says:

      September 16th, 2012 at 8:54 pm

      1. We live in a nation where Rice is sold at Rs.40/- per kg and Sim Card is free!

      2. Pizza reaches home faster than Ambulance and Police!

      3. Car loan is available @ 5% interest, but education loan would be charged @ 12%!

      4. Students with 45% marks get admissions in elite institutions thru quota system and those with 90% get out because of merit cut off at 95%!!!.

      5. Where a millionaire would rather buy a cricket team instead of donating the money to any social utlity. And where couple of IPL teams are auctioned at Rs 3300 crores and there are still massive poor who survive on single frugal meals per day!

      6. Where the footwear are sold in AC showrooms, while vegetables people eat, are sold on the footpaths!

      7. Where everybody wants to be rich and powerful, rather than human and lovable!

      8. Where a ten storeyed Assembly complex building gets ready in a few months while public transport bridges alone several years to be completed!

      9. Where we make lemon juices with artificial flavors and find dish wash liquids with real lemon!

      You can add more oddities.. but the harsh fact remains that none of the unmerited supremacy of pompous entities over more urgent and needy goods and services, speak well of our value system as a society of cultured humans..

      How would you react to this disturbing angularities of a hypocrytic haughty society and its leaders of this kind?

      Do share your sentiments.. More healing words would help..

      Thanks for your time pals!
      You all seem to miss the message sadly, in the process of the exhibition of your wisdom, sans application of heart (feeling). Don’t you find the subtle message behind the odd comparisons, beyond just business and economics? Don’t you fine the hint of the human element involved in the comparisons?!

      Rice (livelihood issue), ambulance (health), education and placements (survival issues) etc are compared with the favours enjoyed by SIM (Cell) holders / pizza eaters / car owners etc, not just in money terms but in context of comforts that flow easily under some economic pretexts!

      Many of you are trying to explain the economic contexts that are understood already, but overlooking the ethical equity issues that are sought to be focussed! Nature had kept the most essential things like air, land and water abundant and free for all life forms! But kept costly wealth like precious minerals and gems hidden! Gold, coal and oils have to be accessed from Earth’s bowels, with much strain!

      But hum
      contd…

      But human society keeps essential goods costly and luxury goods and services cheap! The message had not reached you:

      ”..but the harsh fact remains that none of the unmerited supremacy of pompous entities over more urgent and needy goods and services, speak well of our value system..”!

      In a society where massive waste of food grains are just brushed aside and loss of Spectrum sales discussed with gusto, it is no surprise that oddities exist with respect and realities hide in the backgrounds!

    • Lucas H says:

      November 3rd, 2012 at 4:16 am

      I’m currently watching Accel world, Sword Art Online, Arcana Famiglia but I hate having to wait all week to see the new episodes so I’ll need animes to watch for the time being. The anime has to have good art and can’t have too many episodes or else i’ll lose interest in them like Naruto and Bleach. I don’t watch hentai and i prefer there not be ecchi.

      Animes i’ve enjoyed = *

      I’ve already seen:
      Clannad
      Clannad Afterstory
      *Deathnote
      *Code Geass: Lelouche of the Rebellion
      *Code Geass: R2
      Inuyasha
      *Mirai Nikki
      *Elfen Lied
      *Kaichou Wa Maid-sama
      *Guilty Crown
      *Darker than Black
      *Black Cat
      *Yakitate Japan
      Kobato
      *BAKA Test: Summon the Beasts
      *Rurouni Kenshin
      *Durarara!!
      *Zombie Loan
      Kimi ni Todoke
      *Kaze No Stigma
      *Full Metal Alchemist
      *D Gray Man
      Arakawa Under the Bridge
      Infinite Stratos
      *Melancholy of Haruhi Suzumiya
      Vampire Knight
      Angel Beats!
      Toradora!
      *Ano Hana
      Fruits Basket
      Familiar of Zero
      Shugo Chara!
      *S.A
      *Ouran Highschool Host Club
      Corda D’Oro
      Inu X Boku Secret Service
      *Chihaya Furu
      D.N. Angel
      H20 ~Footprints in the Sand~
      Kamichama Karin
      Kanon
      *Gosick
      Shakugan no Shana
      Initial D
      Air
      *Black Butler
      *Blue Exorcist
      World Only God Knows
      K-ON
      Lucky Star
      Starry Sky
      *Samurai Champloo
      *Deadman Wonderland
      *Hanasaku Iroha
      *Another

      I’ve watched more animes but i’ve forgotten the names. I really need some anime to watch right now so please recommend a lot :3 Thanks in advance~
      I’ve tried watching Bleach and Naruto before and those animes can’t keep me interested very long because there’s just too many episodes it’s overwhelming. Animes like One piece and Hitman Reborn dont catch my attention very long either… I’ve tried D:

    • Gundown64 says:

      November 18th, 2012 at 9:41 am

      You must ask yourself this…..WHERE is the government going to get the money to pay for it all?…….Federal tax receipts in 2008 were down 18% compared to the year before.

    • Mathew says:

      November 19th, 2012 at 10:51 am

      im at a 3.0-3.5 GPA as a sophmore in high school. i know i still have a ways to go, but on average what are some decent jobs i could be looking at towards my future?
      (im not looking for summer jobs, im looking for careers)

    • Hannah says:

      November 20th, 2012 at 3:28 pm

      I am a very qualified stylist with 29 years of experience and would love to share it with people to make them more beautiful.

    • Kobe says:

      November 23rd, 2012 at 10:49 am

      Considering US has lost 6.5 million jobs since the beginning of this recession translating in at least 200billion of lost disposable income and tax cuts would not have any impact on it. 0 income times lower rate equals 0 savings.

      Or governments spending on programs which create jobs, hence create disposable income.

    • The Villain says:

      November 23rd, 2012 at 10:49 am

      What will be the incentive to go to college or advance at all. And who would invest in new companies or new innovations? Wouldn’t this course of action hurt jobs?

    • Flash Funk says:

      November 28th, 2012 at 4:22 pm

      Any kind of direction towards small assets to start with… or getting your foot in the door with a big asset. Something to make money with out having to be there… physically.. eg. owning a store.

    • Hotshot t says:

      November 29th, 2012 at 1:59 pm

      It’s for an assignment in my american studies class. I’ve looked everywhere on the Internet and i really haven’t found much. Pleaaaase help?

    • Keegan says:

      November 29th, 2012 at 2:13 pm

      My boyfriend and I both work full time.

      I go to school as well…hoping to make more money in the future.

      I am finding it very hard to afford to go to school, pay for my apartment, let alone food and gas.

      Any tips on how to live more efficiently. Its getting to that point where I can not afford everything anymore.

      I also need to get a new car before the winter, awd, to get to work.

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