Credit card processing

Posted on Monday, July 16th 2007 2:20 pm by menj in Payment Gateway

Credit card is a common method of payment in this current era of globalisation. Every merchant who does retail business, especially online, would certainly accept credit card payment due to the fact that its usage is easy and without any hassle. Bringing too much cash around is not safe for either the merchant or the consumer as it will encourage theft and a high risk of burglary. Hence companies which do their business online would certainly require a professional service for their online credit card processing needs. This is in order to enable their customers to make their purchases for their products or services.

However, it is certainly not easy to find a company which can provide professional and reliable credit card processing services to ensure that there is no interruption and disruption of service. Downtime of credit card processing will eventually cause the business to lose customers due to customer dissatisfaction with the online credit card processing. There are a lot of credit card processing companies out there in the market, hence it has become very difficult to find a good one because all these companies will claim the same thing. So which company should you go to?

Here is where CardServiceSales.com comes in. They are an internationally-recognised merchant credit processing provider and well-known for their expertise and reliability. They provide their business customers the ability to accept credit cards, debit cards and checks online. CardServiceSales.com also has an extensive nationwide network which operates via their processing banks which connects to merchant accounts using a card processing service. So if you are a business owner who is looking for providing a credit card processing service in order to sell your products or services, you should look no further than CardServiceSales.com.

    35 Comments

    Comments

    Here are 35 Responses.

    • ericmreitz says:

      July 21st, 2012 at 11:09 pm

      I would like to get a credit card processing service for my business. This is my first time and I am worried that I might end up with a fake company. How can I be sure that a particular credit card processing company is legitimate?

    • Disrae says:

      July 26th, 2012 at 5:13 am

      I want to subscribe to a credit card processing service for my online webstore. However, the cost is somewhat higher than I expected. How can I get a lower credit card processing fee?

    • Ryan Z says:

      July 26th, 2012 at 6:38 pm

      I am looking for a new company to process my businesses credit card transactions. Can anyone tell me what company has the cheapest processing rates?

    • Spider Pc says:

      July 26th, 2012 at 9:41 pm

      I get the impression that my merchant friends attain financial success because of credit card processing service. Is this all I need to to be successful in my business?

    • Spider Pc says:

      July 27th, 2012 at 7:42 pm

      Have frequently experienced this with travel agencies when I use my credit card. The processing fee of 2% is charged to me, thus would end up using Nets to avoid it. There is also a fear that the business may wind up after you pay upfront. Can any action be taken against them? Who are the watchdogs that I can report this to?

    • Mathew says:

      August 1st, 2012 at 10:29 am

      I want to apply for discover credit card. what fees are involved in discover credit card processing? Is the Credit Card Acceptance Program competitive? Can I apply if I do not live in the United States or Canada?

    • Michael C says:

      August 2nd, 2012 at 5:56 am

      I am now with Nova credit card processing through Costco and they are charging me 1.99% per transaction. My business is not able to swip the card as we are a manufacture and deal with stores all over the USA. We now use the internet to process our charges and need no equipment.

    • NC Baller says:

      August 2nd, 2012 at 1:02 pm

      I want to know the primary roles of a credit card processing company (ex. Flagship, First Data) and how do they function? Are they an independent company apart from the bank?

    • Cliffy N says:

      August 3rd, 2012 at 12:01 pm

      I would like to put up a store with physical address as well as an online store business. Since I will accept payments from credit cards, I need to have a credit card processing company. What factors should I consider when looking for a credit card processing company?

    • kamikami says:

      August 10th, 2012 at 1:40 am

      I’m starting my own online business and need to process credit cards. I’m familiar with paypal and clickbank but would like to see if getting a merchant account with credit card processing features be a better fit for my business.

      However, I know that many banks do not like internet businesses, so is there a company that specializes in this type of accounts?

    • RuMKilleR says:

      August 15th, 2012 at 9:11 pm

      I just got my first credit card processing monthly statement bill and it was way up high than I expected. I scrutinized the items and I discover I incurred surcharges. What are some of the hidden surcharges I need to know?

    • andresumoza says:

      August 28th, 2012 at 5:39 pm

      I made a purchase on a sofa using my credit card. I inquired, what if I decide to change my mind. I was told only that I could just return it. Well, I decided I didn’t want it. After a week, I see that the return has been processed but the merchant has kept $60. When asked why he did this, he said he charged me for the fees that he incurred to allow me to use my credit card for both the purchase and the return. Is this legal?

    • Taylor2k says:

      August 30th, 2012 at 11:40 pm

      I hope to open a jewelry website. What are my choices for Credit card processing.

      Which are the easiest (I am an e-commerce newbie) and most reliable? I am looking for a good price but am willing to pay a little more for a better service.
      I want to be FULLY featured so I think I can’t just use paypay. Some people don’t have paypal accounts. I should take all major credit cards I think.

      Does paypal let you?
      What about google checkout?

      and if these are fine then why do they have so many “credit card processers” that all the main ecommerce sites use?
      mjcalyx: which solution did you choose?

      also, can you share your website?

    • Matt says:

      September 1st, 2012 at 5:25 pm

      I have been working for a credit card service that pays on residuals. I have worked for more that a year with this company. The company has been holding my residual checks for more that 3 months now and I don’t know where to turn. I am independant contracter for them. Is there any laws that will help me get paid for all the work I’ve done. The company keeps telling me next week I will get paid and now it’s 3 months later. I live in California the company is based in Rhode Island. Please any advise would help.

    • easton j says:

      September 4th, 2012 at 4:05 pm

      I’m starting an internet business and will need to accept credit card payments. Should I use something like paypal or should I just get my own merchant account and payment gateway? From my initial testing, my sales look very promising and I’m expecting a lot of business.

    • Bryan J says:

      September 7th, 2012 at 2:35 pm

      I am shopping for a new credit card processor. The one I am using “nickel-dimes” us to much. Example: Printed statement fee, monthly fee, per transaction fee, daily batch fee, and every quarter they go up on their processing rates etc.

      Is this normal or is their a better company to use?

    • Moore, Ron says:

      September 11th, 2012 at 6:27 am

      I’m opening an online company. If I use a credit card processing company like Linkpoint, do I still need a SSL certificate to ensure security? Thanks

    • Kobe says:

      September 15th, 2012 at 7:04 pm

      I have a small restaurant business that makes around 300k a year. I am thinking about accepting credit cards because many customers want to use credit cards but we only accept cash. How much would the startup costs be for getting a credit card system in place? Also, how much roughly are monthly fees and how much are transaction fees (estimates are fine)? Are there any contracts when signing up for credit card processing? In all honesty, would it be best for me to stay cash only or would it be better (again in your opinion) for me to go with a credit card system.

      One more thing, we are more of a seasonal business in that we get most of our customers (about 75% of our income) during May-August and in November-January. Other months the business is slow.

    • JDOGG1122 says:

      September 20th, 2012 at 6:16 am

      The owner here is charged for processing credit cards for orders and he wants to pass along this charge (4%) to his customers, is this allowed?

    • simply complicated says:

      September 22nd, 2012 at 6:28 pm

      I am looking for a credit card processing company who can do processing for our US based clients buying our service online. We are an indian based company so we want this company to wire transfer us the money in our indian account. I spoke with couple of companies and they said, they do it on case to case basis.

      I am currently using paypal and never had any dispute since last 1 year so is that an advantage?

      Thanks in Advance!

    • Random says:

      September 30th, 2012 at 6:41 pm

      In a few days’ time, I will be getting credit card processing service. Any tips or ideas before I sign up?

    • Spider Pc says:

      October 1st, 2012 at 7:42 pm

      I am planning to open my own online business soon, and I need the services of a credit card processing website, I have found 2checkout.com but they charge a high rate, does anyone know any other similar services? Thanks.

    • Travoiz says:

      October 12th, 2012 at 10:07 am

      I would like to know if cab companies have contracts on their credit card processing..

    • cardskid22 says:

      October 12th, 2012 at 10:28 am

      I acually use prepaid cards right now no bank account but want to be able to process credit cards in my store how does all that work?
      FYI the store is not open yet

    • ibjammin44 says:

      October 15th, 2012 at 9:57 pm

      My husband was griping about his 2.4% fees for processing credit cards through paypal. I had a rough time finding different service’s percentage rates. If you process credit cards online, which company do you use and what percentages do you pay? I don’t think 2.4 is too bad, but I don’t really know.

      He also pays $30 per month to have the service. He only does online transactions. About 200 per month.

    • louisewoods1984 says:

      October 19th, 2012 at 9:40 am

      It has only happened a few times, but I remember watching a news expose on stores and gas stations charge the credit card fee to the customers.

      Does anyone know if this is legal? It recently happened to me at a fast food restaurant (Church’s Chicken).

      First they wouldn’t take a credit card (only debit), then they asked for my pin (WTH?), then after processing it, they told me there was a $0.79 processing fee for debit transactions.

    • ouch says:

      October 29th, 2012 at 3:40 am

      Selling credit card processing contracts & equipment to business owners. I have experience in this industry and know how it works, but I have never been on the sales end. The salary is 100% commission plus residuels.
      Please only answer if you have experience in the field.
      Also, what is your typical work week like?

    • sarah w says:

      October 29th, 2012 at 6:02 pm

      How do you start a Credit Card Processing business?

      I know how to accept them using a company and I understand how it works but where would I start in order to create my own?

    • Jose B says:

      October 31st, 2012 at 7:12 am

      I have a merchant service business and would love to know what ways could I market toward merchants by helping them with their credit card processing?

    • Goe122 says:

      November 11th, 2012 at 8:42 am

      Does anyone have any experience with online credit card processing? Our business needs to be able to have Sales associates take down credit info in the field and then manually enter them at home/in office, We would like to avoid wireless PDA modules because of the cost. Any reccomendations?

    • heavenly sword says:

      November 11th, 2012 at 9:43 am

      how you compare your credit card processing fees?

    • joevsyou says:

      November 12th, 2012 at 7:42 pm

      I enter in all of my information it’s done it for months it says it when I press install app it goes for a second then a message pops up saying “Billing problem log in for more help” something along the lines of that, then I enter my security code and it says Credit card processing is currently unavailable try again later. How o I fix this is it just the credit card or did I do something?

    • homerliveshere says:

      November 15th, 2012 at 4:06 am

      I want to make it so that this transaction on my credit card appears to be from Walmart but not really actually charged from Walmart.

      Should I sign up for a credit card processing cart service and assign my merchant name as “walmart”? I’m only doing this for myself and temporarily.

      What’s the most hassle-free and inexpensive way to go about doing this?

    • RuMKilleR says:

      November 17th, 2012 at 7:34 am

      Hi!

      Any business owner knows a secret to pay less for your credit Card Processing, Please let me know.

    • BRUTE says:

      November 18th, 2012 at 5:22 am

      Whenever I try to change my payment information to my vanilla visa gift card I get the message…
      Credit card processing is temporarily unavailable. Please try again later.

      I’ve tried using it on two separate days and I still get the same message.

      Does anyone know if I just can’t use this card on ITunes?

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