Getting bad credit advice

Posted on Thursday, October 25th 2007 2:16 am by menj in Offbeat

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There will be times where people will go through bad times in their financial lives, and certainly no one is an exception. One of the most common reasons that has caused many people to go into debt is because of the excessive use of credit cards. In fact, the number of bad credit consumers in the United States has grown significantly over the past years, therefore when I found this consumer resource resource called Bad Credit Offers. I realize that this is a useful website for those who want advice on how to get out of bad debt.

So what is this website about? Essentially, what it does is it helps consumers get back on solid foundation financially. The site allows you to compare loads of bad credit offers from the major and most trustworthy providers. As a result you are able to find the best solution for your need and find who can provide you with this solution or a loan at the best terms. You can also get the help of the expert staffs who continuously monitor the credit marketplace and bring consumers the best bad credits offers. They have many years of experience in the credit industry and they will help you make those home loan payments on time, thus you are able to then rebuild your credit and financial strength.

    19 Comments

    Comments

    Here are 19 Responses.

    • Heath says:

      July 15th, 2012 at 11:44 pm

      I’m almost 19 years old and I have had a secured card for about 6 months, and I need more revolving credit. I applied for the Chase Freedom card but got turned down… What cards are good to build my credit for those who are starting out?

    • Michael K says:

      July 16th, 2012 at 12:15 am

      What are some steps i need to take to purchase a used car i need a new car but my credit is shot any advice would be great!
      (besides the obvious of saving up for a big down payment)
      is financing a bad idea?
      Ok Im not talking brand new right off the lot im talking about a USED car with the limit of $9,000 or so dollars…….
      when i say $9000 dollars i mean im not looking at a used car that cost more than that

    • Alun J says:

      July 16th, 2012 at 12:17 am

      I’m single and I rent my apt. I have a steady job making 45k year with direct deposit but bad credit. I see advertisements for these bad credit car loan places? Is it possible for me to get an 18k loan without a cosigner in the real world from one of these places or am I wasting my time? Has anyone ever worked for one of these places or been in my position and rec’d a loan & where from, what company?

    • lucasg615 says:

      July 18th, 2012 at 7:01 am

      My husband is no longer active duty but he is in the Reserves. He is going to a certification school for a cert. in Commercial Diving. The issue we are facing now is, although his GI Bill allows him BAH and he has Tuition Assistance and Student Loan Repayment, we still cannot afford our normal expenses without him working. I can’t afford to do it on my own– so we applied for a few loans to help supplement our income until he graduates in May of 2012. That’s only 5 months. But our credit isn’t great because of some medical debt and nobody will approve us for loans- not even Sally Mae.
      Does anyone have any advice to give about how to go about getting grants and loans as an Army Vet or with bad credit?
      Any advice will be appreciated and thanks in advance.
      Pardon me sir, but your answer was just a little too judgemental- you have no idea what our situation is like because it is uneccesary for me to go into further detail. I do work. Alot in fact. – but his class schedule is so intense it leaves him no spare time for a job or he will most certainly fail his classes. Our financial plan for his school did not work out as planned because there is less available to him financially due to the fact that his school is a certification school vs. a degree. There is far less support. My aim was simply to get information about military LOANS with less than perfect credit not GRANTS provided by tax payers.
      The medical debt is mine- not his.

    • Cpt Excelsior says:

      July 18th, 2012 at 7:15 am

      My husband is no longer active duty but he is in the Reserves. He is going to a certification school for a cert. in Commercial Diving. The issue we are facing now is, although his GI Bill allows him BAH and he has Tuition Assistance and Student Loan Repayment, we still cannot afford our normal expenses without him working. I can’t afford to do it on my own– so we applied for a few loans to help supplement our income until he graduates in May of 2012. That’s only 5 months. But our credit isn’t great because of some medical debt and nobody will approve us for loans- not even Sally Mae.
      Does anyone have any advice to give about how to go about getting grants and loans as an Army Vet or with bad credit?
      Any advice will be appreciated and thanks in advance.
      Pardon me sir, but your answer was just a little too judgemental- you have no idea what our situation is like because it is uneccesary for me to go into further detail. I do work. Alot in fact. – but his class schedule is so intense it leaves him no spare time for a job or he will most certainly fail his classes. Our financial plan for his school did not work out as planned because there is less available to him financially due to the fact that his school is a certification school vs. a degree. There is far less support. My aim was simply to get information about military LOANS with less than perfect credit not GRANTS provided by tax payers.
      The medical debt is mine- not his.

    • krow147 says:

      July 21st, 2012 at 4:44 am

      I have made some mistakes when it comes to handling my money. I work full time, and I got a payday loan from Wonga a year ago. Each loan you get from Wonga, you have to pay off at the end of the month and a high interest rate. I have let things snowball and now I am at the point where I am paying out over £1000 a month to Wonga, then lending money from Wonga after just to get through the month.

      Does anybody know of any know of any bad credit loan companies who would be able to help me? I work full time and rent an unfurnished house.

      Thanks for any help!

    • Death Knight says:

      July 21st, 2012 at 12:10 pm

      Anyone out there want to help me, or give me any cards u dont want???

    • joevsyou says:

      July 23rd, 2012 at 1:43 pm

      I got divorced last year in the process I lost my house to foreclosure,car was repo-ed and my credit now looks like sh-t..I make $65.000 a yr and i’m looking to move from Fla to Ohio, about 8 to 12 months from now. I need to get my credit to a point where I can rent a nice place when I move anyone have any ideals that could help me..Web sites..etc..
      I only have 8 to 12 months before I move
      I only have 8 to 12 months before I move

    • JOHN KAISER PHD says:

      August 3rd, 2012 at 1:08 pm

      I’m single and I rent my apt. I have a steady job making 45k year with direct deposit but bad credit. I see advertisements for these bad credit car loan places? Is it possible for me to get an 18k loan without a cosigner in the real world from one of these places or am I wasting my time? Has anyone ever worked for one of these places or been in my position and rec’d a loan & where from, what company?

    • RxP DarkBox says:

      August 8th, 2012 at 6:07 pm

      I’ve been operating a small business offering administrative support to entrepreneurs and other small business owners. I am ready to launch my business to the next level by attaining office space and a more professional image. However, because of my credit I am unable to get a loan from anywhere. I’ve tried numerous places even online and still nothing. I have two small children so I am not really in a position to save. I currently work out of my home office but I want to market to more possible clients but I really need a more professional look. HELP!!!!!

    • Ev dog says:

      August 16th, 2012 at 3:30 pm

      My husband is no longer active duty but he is in the Reserves. He is going to a certification school for a cert. in Commercial Diving. The issue we are facing now is, although his GI Bill allows him BAH and he has Tuition Assistance and Student Loan Repayment, we still cannot afford our normal expenses without him working. I can’t afford to do it on my own– so we applied for a few loans to help supplement our income until he graduates in May of 2012. That’s only 5 months. But our credit isn’t great because of some medical debt and nobody will approve us for loans- not even Sally Mae.
      Does anyone have any advice to give about how to go about getting grants and loans as an Army Vet or with bad credit?
      Any advice will be appreciated and thanks in advance.
      Pardon me sir, but your answer was just a little too judgemental- you have no idea what our situation is like because it is uneccesary for me to go into further detail. I do work. Alot in fact. – but his class schedule is so intense it leaves him no spare time for a job or he will most certainly fail his classes. Our financial plan for his school did not work out as planned because there is less available to him financially due to the fact that his school is a certification school vs. a degree. There is far less support. My aim was simply to get information about military LOANS with less than perfect credit not GRANTS provided by tax payers.
      The medical debt is mine- not his.

    • Andre says:

      August 27th, 2012 at 10:29 am

      My husband has really good credit, he makes about 50,000/year and already has a house with a morgage of about 120,000. I make about 60,000 but while in college really messed up my credit. Could we ever get a morgage together or would they not give us one because of my bad credit? Serious advice is VERY much appreciated. Thanks!

      We want to buy some land and build and would want to get a morgage around 220,000

    • mavis24 says:

      September 28th, 2012 at 8:19 pm

      Anyone have any suggestions on how to get a personal loan with very bad credit. I have tired and tried and tried to get a loan and just keep getting turned down. I gotten payday loans after payday loans and end of a lot of times just paying the interest and not able to pay off the loan in full . Please some one with any advice on how to get a personal loan, so that I can get a fresh start and one low monthly payment would be greatly appreciated.

      God Bless

    • nick s says:

      November 23rd, 2012 at 5:56 am

      I live in WI and am having to move suddenly. I made some bad choices and ended up with a bankruptcy and bad credit on my file. I am getting divorced – he is the reason for the debt – never kept a job and we went under. I worked all my life and now my file looks bad. How can you overcome this in trying to find a new apartment?

    • Stevalicious says:

      November 24th, 2012 at 7:50 am

      I am a teacher who ended up bad credit after borrowing money for college and with the expenses of my child. I have steady income.
      I need some money to pay off some bills(credit cards,loans, other stuff about a $50,000 debt. I own some inherited commercial property that is worth about 25-30 thousand dollars. I want to remodel the old house on it but I don’t have the cash. Also I would like to borrow some money on the place to pay off some bills. I am more than 6 months behind on a lot of my bills. Is it anything that I could do to get some money with bad credit. I have owned this place for 3 years but can’t earn any profits off of it because I don’t have any money to invest in it. The property is in North Mississippi in a very good location of business.

      Also I would like to know what type of loan do I say that I need?
      Th property has never had any liens on it.

      Any advice would be appreciated!
      My income is less than 33,000

    • Muzahid says:

      November 24th, 2012 at 7:53 am

      My husband has bad credit and I have no credit, does anyone have any tips or advice on who could approve us or anything like that? We are living in his parents basement with 2 children and have two more that come to visit him in the summer so we desperately need a house. Serious advice only please. thanks.
      I am a stay at home mom and my husband works at a alright amount of money, but he is far into debt. So do we just stay in the basement for a few years or what?

    • lildevilgurl152004 says:

      November 26th, 2012 at 8:14 pm

      Any advice on how to get out of bad debt besides loans?

    • Bryant B says:

      November 27th, 2012 at 11:22 am

      I am 19 years old and unfortunately have really bad credit (credit cards, bank loans, student loans, doctor bills). I am not up to date on everything that’s for sure. Could this prevent me. I plan on taking care of this with direct deposit once I enlist but will there be any problems enlisting with bad credit? Thank you so much for your advice!

    • Echo says:

      November 30th, 2012 at 2:10 am

      He has good credit, definitely not bad credit. However he told me when he inquired about transferring his balance to a different credit card (and company or bank) they said something about to many credit checks on him and I think the balance was to high. This card now that he wants to get out of they raised his rate to like 24-25%. I think they did it last year sometime. Do you have any advice or knowledge of what he can do to lower is rate. Thank you

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