Payday loan quotes

Posted on Thursday, November 15th 2007 12:08 pm by menj in Internet

Rising costs of basic products such as foods transportation and everything else will certainly make one look into payday loans and cash advances to get us through the tough times. There are many companies to choose from and a lot of information to keep in mind and check into when applying for a payday loan, so what do you do? I recently found this online internet resource that offers payday loans which has everything you need in one place. This website can certainly become an alternative to bouncing cheques, having to be in debt with family or friends, pawning personal property, or taking out a mortgage. They offer no fax payday loans, making the process very simple and quick. You can apply for your payday loan through their online form or via the phone and have your loan within 24 hours. Their faxless payday loans service will also be able to provide you with the money you need in less the time and on your way.

    23 Comments

    Comments

    Here are 23 Responses.

    • Johnky J says:

      July 18th, 2012 at 7:03 am

      Aside from the Astronomical Mind-boggling amount that is growing forever….

      I have a few that I have culled from various sources across the Web and a few from watching TV.

      (From CBS.com, from their segment of ‘Debt in America’) that alleges that the national Debt (AT LEAST:, i figure,the segment that is made up of 30-day bonds, and some that is a portion of 6-month bonds coming mature, yet the segment alludes to ALL the DEBT!) is periodically, COMPLETELY PAID OFF!!!!, and then…. re-issued again,in a sort of revolving payday loan. There was a gentleman in the CBS Segment, that says that the US has NEVER missed a debt obligation. Interesting, and I wonder if any of you have any comment to this, or at least some insight…

      (From, a second-hand source, that quotes the Federal Reserve Website) that 90% of everything the “Fed” Collects (in the form of payments and fees) goes RIGHT BACK TO THE GOVERNMENT COFFERS. Ninety Percent…! think of all the TRILLIONS the “Fed” Plays with or monitors…

      My question IS…if 90% of the FED earnings go right back to government coffers…why do we need to keep revolving a national debt?!

      There is something fishy going on around here…Yes. I know the first place to look is Congress…because in the constitution it says that “Congress shall COIN money and regulate the value thereof.”

      Now the the whole system, in my honest opinion, revolves around the definition of “COIN” Does “Coin” Mean ONLY “stamp bits of metal into currency” or can it also mean “create” as in the term “to coin a phrase?”

      Perhaps getting the Correct Answers or insightful replies to these questions and ideas may, to quote Jesus, “Take the beam out of our eyes to see clear enough to pull the speck out of our brothers.”

      Well, here it is….what do you think, what do you know, what can you surmise?

      And please…No Perez Hilton style behavior in your replies…that man just put the Gay/Lesbian community in a horrible light with his actions/behavior, specifically calling Ms. California a “c-nt”

      Please look at those that surround you or who you identify with. What kind of respect would you think those who surround you or you identify with like to be treated? ACT RESPONSIBLY, please, thank you, and I await your good repsonses.

    • Xedo says:

      July 20th, 2012 at 6:30 am

      I need a very fast $1500 and I don’t know the best solution.

      I live in Los Angeles and work a full time job and have another part time job on the side. However, even with that, money is still very tight. Under normal circumstances, I am able to make ends meet every month, but I rarely have much of anything left over.
      However, the last few months have been filled with a string of family financial problems.
      My parents are close to foreclosing on their house and the my dad was laid off. Consequently, I have had to help my parents pay their mortgage and bills. It is deeply saddening to see them in that state and has been horribly embarrassing for my parents to have to ask me for money.

      All in all, I make about 2100/month, including tips. I pay about 950 in rent and utilities and 75 for students loans. Then there’s insurance, food, and some expensive prescriptions thrown in.

      However, because I have had to give my parents a substantial chunk of money each of the last few months (and pay my brothers rent when he couldn’t, last month), i have been left with just barely enough for rent this month.

      I don’t have any credit cards or a car. After college I had a hard time paying students loans and they went into default. However, they gave me a one time opportunity to pay my way out of default and clear my record. I did that and am back in good standing. However, this is still on my credit history (something that I have filed a claim about).

      Due to my own stupidity, I am facing a very big need for $1500 ASAP. This morning when I went to the DMV to apply for my CA license (from Nevada), I found out that I have an outstanding ticket from more than a year ago. I want to kick myself.

      Basically, I need to have a license that is valid (and warrant free) because my full time job requires me to run errands on a daily basis…and because I would like to avoid jail time! I called the courthouse and if I pay the ticket amounting to around $1500. it will be done with and I can get my California license and be legal and move on.

      However, I just don’t have it. I don’t have anything even close to it. Nor do my friends or family members. If I owned anything that was of any value, I would sell it.

      I can’t come up with a fast solution. I have read lot’s of horror stories about payday loans and 90 day installment loans and the last thing that I want to do is get back in over my head and spiral back in default. It was a terrible feeling.

      Is there any other reasonable solution? And if taking a payday loan is the only answer, how do I avoid shady practices?

      Lastly, in order to compare payday loan’s, it appears that I have to fill out the forms with my info on their websites. Is this something that the credit bureau’s see? I don’t want to negatively impact my credit score by simply “applying” online to see quotes.

      Thank you for taking the time to read this long post!

      Best,

      K

    • Gundown64 says:

      July 27th, 2012 at 5:33 pm

      this month I will settle a loan with NBS but still owe £4500 to payday loan companies and have £700 maxed out agreed overdraft with NBS. I earn £1850 a month and I’m stuck in a loop. I would like to get a loan and tried money supermarket soft search. The only place that came up with the possibility of lending me £6000 (consolidate loans plus pay rent and get by without pressure) was everyday loans at 30% for 3 years, I got a likelihood of 9/10 for getting approved by them. I want to know how accurate this is before I apply and I want to know if they can start haggling with the APR once they see I owe payday loans and once they see on my bankstatement that I had resorted to online gambling in desperation. My credit rating is fair to good, though I’ve never missed a repayment and in a few days will have recorded settling loans with NBS and before that Halifax. Everyday loans may offer me less money for a higher APR, they go up to 88% and I cant afford that, I want to pay only £250 a month. I soft searched NBS for a second loan with them and it came up quoting 24.9 which instantly means rejection. I don’t know of anywhere else to try, I don’t think Halifax would lend me anything either. I will be buying £15 credit report from experian to see my score I have no choices as I had the free trial before, my score with equifax is 430, which they say is on the low range of ‘good’. Anyone used Everyday loans? Or been penalised or declined based on items on your bank statements? Thanks for any info you can give.

    • Scorch Delta-62 says:

      July 27th, 2012 at 5:54 pm

      Aside from the Astronomical Mind-boggling amount that is growing forever….

      I have a few that I have culled from various sources across the Web and a few from watching TV.

      (From CBS.com, from their segment of ‘Debt in America’) that alleges that the national Debt (AT LEAST:, i figure,the segment that is made up of 30-day bonds, and some that is a portion of 6-month bonds coming mature, yet the segment alludes to ALL the DEBT!) is periodically, COMPLETELY PAID OFF!!!!, and then…. re-issued again,in a sort of revolving payday loan. There was a gentleman in the CBS Segment, that says that the US has NEVER missed a debt obligation. Interesting, and I wonder if any of you have any comment to this, or at least some insight…

      (From, a second-hand source, that quotes the Federal Reserve Website) that 90% of everything the “Fed” Collects (in the form of payments and fees) goes RIGHT BACK TO THE GOVERNMENT COFFERS. Ninety Percent…! think of all the TRILLIONS the “Fed” Plays with or monitors…

      My question IS…if 90% of the FED earnings go right back to government coffers…why do we need to keep revolving a national debt?!

      There is something fishy going on around here…Yes. I know the first place to look is Congress…because in the constitution it says that “Congress shall COIN money and regulate the value thereof.”

      Now the the whole system, in my honest opinion, revolves around the definition of “COIN” Does “Coin” Mean ONLY “stamp bits of metal into currency” or can it also mean “create” as in the term “to coin a phrase?”

      Perhaps getting the Correct Answers or insightful replies to these questions and ideas may, to quote Jesus, “Take the beam out of our eyes to see clear enough to pull the speck out of our brothers.”

      Well, here it is….what do you think, what do you know, what can you surmise?

      And please…No Perez Hilton style behavior in your replies…that man just put the Gay/Lesbian community in a horrible light with his actions/behavior, specifically calling Ms. California a “c-nt”

      Please look at those that surround you or who you identify with. What kind of respect would you think those who surround you or you identify with like to be treated? ACT RESPONSIBLY, please, thank you, and I await your good repsonses.

    • isk8at818 says:

      July 27th, 2012 at 5:54 pm

      this month I will settle a loan with NBS but still owe £4500 to payday loan companies and have £700 maxed out agreed overdraft with NBS. I earn £1850 a month and I’m stuck in a loop. I would like to get a loan and tried money supermarket soft search. The only place that came up with the possibility of lending me £6000 (consolidate loans plus pay rent and get by without pressure) was everyday loans at 30% for 3 years, I got a likelihood of 9/10 for getting approved by them. I want to know how accurate this is before I apply and I want to know if they can start haggling with the APR once they see I owe payday loans and once they see on my bankstatement that I had resorted to online gambling in desperation. My credit rating is fair to good, though I’ve never missed a repayment and in a few days will have recorded settling loans with NBS and before that Halifax. Everyday loans may offer me less money for a higher APR, they go up to 88% and I cant afford that, I want to pay only £250 a month. I soft searched NBS for a second loan with them and it came up quoting 24.9 which instantly means rejection. I don’t know of anywhere else to try, I don’t think Halifax would lend me anything either. I will be buying £15 credit report from experian to see my score I have no choices as I had the free trial before, my score with equifax is 430, which they say is on the low range of ‘good’. Anyone used Everyday loans? Or been penalised or declined based on items on your bank statements? Thanks for any info you can give.

    • musicistabest says:

      July 27th, 2012 at 6:42 pm

      I need a very fast $1500 and I don’t know the best solution.

      I live in Los Angeles and work a full time job and have another part time job on the side. However, even with that, money is still very tight. Under normal circumstances, I am able to make ends meet every month, but I rarely have much of anything left over.
      However, the last few months have been filled with a string of family financial problems.
      My parents are close to foreclosing on their house and the my dad was laid off. Consequently, I have had to help my parents pay their mortgage and bills. It is deeply saddening to see them in that state and has been horribly embarrassing for my parents to have to ask me for money.

      All in all, I make about 2100/month, including tips. I pay about 950 in rent and utilities and 75 for students loans. Then there’s insurance, food, and some expensive prescriptions thrown in.

      However, because I have had to give my parents a substantial chunk of money each of the last few months (and pay my brothers rent when he couldn’t, last month), i have been left with just barely enough for rent this month.

      I don’t have any credit cards or a car. After college I had a hard time paying students loans and they went into default. However, they gave me a one time opportunity to pay my way out of default and clear my record. I did that and am back in good standing. However, this is still on my credit history (something that I have filed a claim about).

      Due to my own stupidity, I am facing a very big need for $1500 ASAP. This morning when I went to the DMV to apply for my CA license (from Nevada), I found out that I have an outstanding ticket from more than a year ago. I want to kick myself.

      Basically, I need to have a license that is valid (and warrant free) because my full time job requires me to run errands on a daily basis…and because I would like to avoid jail time! I called the courthouse and if I pay the ticket amounting to around $1500. it will be done with and I can get my California license and be legal and move on.

      However, I just don’t have it. I don’t have anything even close to it. Nor do my friends or family members. If I owned anything that was of any value, I would sell it.

      I can’t come up with a fast solution. I have read lot’s of horror stories about payday loans and 90 day installment loans and the last thing that I want to do is get back in over my head and spiral back in default. It was a terrible feeling.

      Is there any other reasonable solution? And if taking a payday loan is the only answer, how do I avoid shady practices?

      Lastly, in order to compare payday loan’s, it appears that I have to fill out the forms with my info on their websites. Is this something that the credit bureau’s see? I don’t want to negatively impact my credit score by simply “applying” online to see quotes.

      Thank you for taking the time to read this long post!

      Best,

      K

    • vanvark83 says:

      July 29th, 2012 at 10:41 pm

      How do I report or stop a loan company from harassing me ???

      I was shopping around for quotes and came across YES loans, I’ve heard of them, thought they were a big company so got in touch, an adviser called me, we had a chat and right at the very end, informed me that to take it any further and to send out details, that I would be charged £59.99. Disgusted that I wasn’t informed at the beginning of the conversation and wasting half an hour of my time, informed them that I was no longer interested in using them and that I would not be taking it any further.

      That was the end of it, so I thought, I have now had 2 other phone calls from them wanting me to complete the loan procedure and today, a call from Payday UK wanting me to complete a loan which YES loans have put me forward for and who was quite surprised at me refusing the payday loan they were determined to give me.

      So how do I report YES loans for harassment ?, I didn’t even take a loan out with them and how many other companies have they applied to for loans for me?? . . . . they are really stressing me out now so really need them to stop.

      Any help would be great

      Thanks
      I thought YES loans were a loan company and not a broker . . . . had I been informed of this at the start of the conversation, then I wouldn’t have continued speaking to them and giving them my information.

      What I want to know is how to get rid of them and stop them phoning me and passing on my details to other companies?

      And I’ve sorted my loan now . . . . so no offers and only constructive answers please!

    • che-che says:

      August 9th, 2012 at 5:53 pm

      Aside from the Astronomical Mind-boggling amount that is growing forever….

      I have a few that I have culled from various sources across the Web and a few from watching TV.

      (From CBS.com, from their segment of ‘Debt in America’) that alleges that the national Debt (AT LEAST:, i figure,the segment that is made up of 30-day bonds, and some that is a portion of 6-month bonds coming mature, yet the segment alludes to ALL the DEBT!) is periodically, COMPLETELY PAID OFF!!!!, and then…. re-issued again,in a sort of revolving payday loan. There was a gentleman in the CBS Segment, that says that the US has NEVER missed a debt obligation. Interesting, and I wonder if any of you have any comment to this, or at least some insight…

      (From, a second-hand source, that quotes the Federal Reserve Website) that 90% of everything the “Fed” Collects (in the form of payments and fees) goes RIGHT BACK TO THE GOVERNMENT COFFERS. Ninety Percent…! think of all the TRILLIONS the “Fed” Plays with or monitors…

      My question IS…if 90% of the FED earnings go right back to government coffers…why do we need to keep revolving a national debt?!

      There is something fishy going on around here…Yes. I know the first place to look is Congress…because in the constitution it says that “Congress shall COIN money and regulate the value thereof.”

      Now the the whole system, in my honest opinion, revolves around the definition of “COIN” Does “Coin” Mean ONLY “stamp bits of metal into currency” or can it also mean “create” as in the term “to coin a phrase?”

      Perhaps getting the Correct Answers or insightful replies to these questions and ideas may, to quote Jesus, “Take the beam out of our eyes to see clear enough to pull the speck out of our brothers.”

      Well, here it is….what do you think, what do you know, what can you surmise?

      And please…No Perez Hilton style behavior in your replies…that man just put the Gay/Lesbian community in a horrible light with his actions/behavior, specifically calling Ms. California a “c-nt”

      Please look at those that surround you or who you identify with. What kind of respect would you think those who surround you or you identify with like to be treated? ACT RESPONSIBLY, please, thank you, and I await your good repsonses.

    • Mc L says:

      August 10th, 2012 at 12:21 pm

      Buzzkill: Fan may owe taxes on rewards for Jeter’s 3,000th

      Christian Lopez might end up wishing he kept that baseball after all.
      Lopez became more than a footnote to the spectacle of Derek Jeter(notes) getting his 3,000th hit on Saturday at Yankee Stadium by returning the milestone baseball to the New York Yankees shortstop rather than cash it in for a likely six-figure payday. That touched off a debate still raging among fans days later: Would you have given the ball back or sold it to the highest bidder for a payday that was rumored as high as $250,000?
      For his gesture, Lopez was rewarded by the Yankees with luxury box tickets for the rest of the season (including postseason), along with signed baseballs, bats and jerseys from Jeter. In addition, Lopez received four premium front-row seats to last Sunday’s Yankees-Rays game.
      Nice haul, right? Sure, but with those generous gifts comes tax liability. As George Harrison once sang for the Beatles, “Let me tell you how it will be; There’s one for you, nineteen for me. ‘Cause I’m the Taxman.”
      The IRS will likely consider Lopez’s gratuities from the Yankees as income, and if so, he could end up having to pay anywhere from $5,000 to $13,000 in taxes, according to the New York Daily News. The New York Times, meanwhile, says the face value of the tickets to the remaining 32 regular-season games at Yankee Stadium are worth anywhere between $44,800 and $73,600. The paper’s conservative estimate puts Lopez’s tax bill at $14,000.
      Lopez, however, seems unfazed by these revelations.
      If the IRS comes calling, he says he’ll pay those taxes:
      “Worse comes to worse, I’ll have to pay the taxes,” he told the Daily News on Monday. “I’m not going to return the seats. I have a lot of family and friends who will help me out if need be.
      “The IRS has a job to do, so I’m not going to hold it against them, but it would be cool if they helped me out a little on this.”
      It’s unclear from the quote whether the “they” Lopez refers to means the IRS or the Yankees. The IRS could obviously help him out by considering the items he was rewarded as gifts, rather than income. Then he wouldn’t owe as much in taxes.
      But could Derek Jeter or the Yankees also step in and pay the taxes for Lopez? One tax expert the Daily News spoke to made that very suggestion.
      What a buzzkill. Lopez expressed hope that his parents would help him out with whatever taxes he might owe. But they could rightfully point out that some of that memorabilia — not to mention many of those tickets — could be sold off to cover his expenses. (Lopez might have to do that anyway, telling reporters that he still owes more than $100,000 in student loans.)
      Lopez being essentially punished for what so many saw as a good deed and selfless act makes for a troubling epilogue to a nice story.
      But maybe there’s still a happy ending to come.

    • unbleevable39 says:

      September 4th, 2012 at 7:55 am

      I’ve wanted to fix this forever, and have tried recently, but there doesn’t seem to be any information on removing this small problem when I search google.

      The contents of this search page:

      Sorry, the page you have requested cannot be found.
      Please re-enter a search term:

      or click on the of the popular category links below:

      Popular Categories
      Travel
      Airline Tickets
      Car Rentals
      Hotels
      Cruises
      Vacation Package

      Personal Finances
      Payday Loans
      Bad Credit Loan
      Credit Report
      Mortgage Rate
      Car Loans

      E Commerce
      Home Businesses
      Make Money On Ebay
      Money
      Logo Design
      Web Design

      Lifestyle
      Fitness
      Dating
      Weight Loss
      Singles
      Spa Treatment

      Real Estate
      Mortgages
      Refinancing
      Home Equity Loans
      For Sale by Owner
      Credit Score

      Music
      Free Ring Tone
      Music Downloads
      Ipod
      Ring Tone
      Mp3

      Education
      Online Education
      Nursing Degree
      University
      Business Schools
      Music Education

      Insurance
      Life Insurance
      Co-Life Insurance
      Car Insurance
      Home Insurance
      Auto Insurance

      Pharmaceutical
      Tramadol
      Phentermine
      Cialis
      Hydrocodone
      Soma

      Sports and Shopping
      Ebay
      Fantasy Football
      Slot Machines
      Replica Rolex Watch
      Overstock.com

      [/end quote]

      Does anybody know how I can remove this, so I can actually stay on the website when it 404’s instead of redirecting to this below mediocre search page?

    • Rishabh Bajpai says:

      September 24th, 2012 at 10:16 pm

      I have about 7 PDL out and they’re all online.I know it’s horrible and don’t need scolding because I realize that it was horrible and now I’m in more debt than ever. I am speaking with different PDL consolidation companies to get a quote so I can pay them off all together. My question is this: I changed my account number so they can’t take out the funds and I’m already expecting a binch of calls but in the state of MO.. how long do they have until they can attempt to garnish my check?

      Also, in St. Louis, MO are there any PDL debt consolidators within the city/county?
      Thanks!
      I’m not taking out a loan.. the debt consolidation program just has me pay a monthly payment to pay off the account. However, I’m coming to find that they are pretty pricey so I want to know
      1. do they work?
      2. Is there one locally that anyone can reccomend?

    • kewlflame14 says:

      October 6th, 2012 at 1:28 pm

      How do I report or stop a loan company from harassing me ???

      I was shopping around for quotes and came across YES loans, I’ve heard of them, thought they were a big company so got in touch, an adviser called me, we had a chat and right at the very end, informed me that to take it any further and to send out details, that I would be charged £59.99. Disgusted that I wasn’t informed at the beginning of the conversation and wasting half an hour of my time, informed them that I was no longer interested in using them and that I would not be taking it any further.

      That was the end of it, so I thought, I have now had 2 other phone calls from them wanting me to complete the loan procedure and today, a call from Payday UK wanting me to complete a loan which YES loans have put me forward for and who was quite surprised at me refusing the payday loan they were determined to give me.

      So how do I report YES loans for harassment ?, I didn’t even take a loan out with them and how many other companies have they applied to for loans for me?? . . . . they are really stressing me out now so really need them to stop.

      Any help would be great

      Thanks
      I thought YES loans were a loan company and not a broker . . . . had I been informed of this at the start of the conversation, then I wouldn’t have continued speaking to them and giving them my information.

      What I want to know is how to get rid of them and stop them phoning me and passing on my details to other companies?

      And I’ve sorted my loan now . . . . so no offers and only constructive answers please!

    • mr flibble says:

      October 7th, 2012 at 11:40 pm

      Aside from the Astronomical Mind-boggling amount that is growing forever….

      I have a few that I have culled from various sources across the Web and a few from watching TV.

      (From CBS.com, from their segment of ‘Debt in America’) that alleges that the national Debt (AT LEAST:, i figure,the segment that is made up of 30-day bonds, and some that is a portion of 6-month bonds coming mature, yet the segment alludes to ALL the DEBT!) is periodically, COMPLETELY PAID OFF!!!!, and then…. re-issued again,in a sort of revolving payday loan. There was a gentleman in the CBS Segment, that says that the US has NEVER missed a debt obligation. Interesting, and I wonder if any of you have any comment to this, or at least some insight…

      (From, a second-hand source, that quotes the Federal Reserve Website) that 90% of everything the “Fed” Collects (in the form of payments and fees) goes RIGHT BACK TO THE GOVERNMENT COFFERS. Ninety Percent…! think of all the TRILLIONS the “Fed” Plays with or monitors…

      My question IS…if 90% of the FED earnings go right back to government coffers…why do we need to keep revolving a national debt?!

      There is something fishy going on around here…Yes. I know the first place to look is Congress…because in the constitution it says that “Congress shall COIN money and regulate the value thereof.”

      Now the the whole system, in my honest opinion, revolves around the definition of “COIN” Does “Coin” Mean ONLY “stamp bits of metal into currency” or can it also mean “create” as in the term “to coin a phrase?”

      Perhaps getting the Correct Answers or insightful replies to these questions and ideas may, to quote Jesus, “Take the beam out of our eyes to see clear enough to pull the speck out of our brothers.”

      Well, here it is….what do you think, what do you know, what can you surmise?

      And please…No Perez Hilton style behavior in your replies…that man just put the Gay/Lesbian community in a horrible light with his actions/behavior, specifically calling Ms. California a “c-nt”

      Please look at those that surround you or who you identify with. What kind of respect would you think those who surround you or you identify with like to be treated? ACT RESPONSIBLY, please, thank you, and I await your good repsonses.

    • unbleevable39 says:

      October 15th, 2012 at 7:24 am

      I had a dentist appointment in late October 2010. I was quoted $400 (twice) for the procedure I was going to have done. When I went to the appointment and had the work done they told me it was $580. I will pay what I owe (and my mouth was completely numb so I couldn’t really complain) so I paid the amount. The next day I was sent an on-line survey for my visit. Of course I gave a poor review and said that it was more expensive than what I was quoted. A couple hours later I received a call from my dentist saying that they did notice that I was overcharged, that I was charged part of what was supposed to be charged to the insurance company, and would put the $180 back onto my card. That was a month ago. I have called them every week and have gotten various stories back. After the first week they told me the fax didn’t go through to the corporate office and that they would re-fax it and I should see it in a couple of days. The week after that they said that they couldn’t refund me yet because my account didn’t have a credit on it because the insurance company hadn’t sent the overpayment to them yet. Once the insurance company sends the overpayment, then I will have a credit on my account, then they can do the refund process.

      This has caused a nightmare on my finances since then. I have had one overdraft fee (with another one looming). I have had to borrow money at a payday loan place (I don’t like them, but I didn’t have a choice, if i wanted to get gas to go to work or eat). I’ve had it for 3 weeks now, costing me another $60. I’m possibly going to have to get another loan for another place, to make it until next payday.

      I just don’t know what to do.

    • JOHN KAISER PHD says:

      October 15th, 2012 at 10:46 am

      Buzzkill: Fan may owe taxes on rewards for Jeter’s 3,000th

      Christian Lopez might end up wishing he kept that baseball after all.
      Lopez became more than a footnote to the spectacle of Derek Jeter(notes) getting his 3,000th hit on Saturday at Yankee Stadium by returning the milestone baseball to the New York Yankees shortstop rather than cash it in for a likely six-figure payday. That touched off a debate still raging among fans days later: Would you have given the ball back or sold it to the highest bidder for a payday that was rumored as high as $250,000?
      For his gesture, Lopez was rewarded by the Yankees with luxury box tickets for the rest of the season (including postseason), along with signed baseballs, bats and jerseys from Jeter. In addition, Lopez received four premium front-row seats to last Sunday’s Yankees-Rays game.
      Nice haul, right? Sure, but with those generous gifts comes tax liability. As George Harrison once sang for the Beatles, “Let me tell you how it will be; There’s one for you, nineteen for me. ‘Cause I’m the Taxman.”
      The IRS will likely consider Lopez’s gratuities from the Yankees as income, and if so, he could end up having to pay anywhere from $5,000 to $13,000 in taxes, according to the New York Daily News. The New York Times, meanwhile, says the face value of the tickets to the remaining 32 regular-season games at Yankee Stadium are worth anywhere between $44,800 and $73,600. The paper’s conservative estimate puts Lopez’s tax bill at $14,000.
      Lopez, however, seems unfazed by these revelations.
      If the IRS comes calling, he says he’ll pay those taxes:
      “Worse comes to worse, I’ll have to pay the taxes,” he told the Daily News on Monday. “I’m not going to return the seats. I have a lot of family and friends who will help me out if need be.
      “The IRS has a job to do, so I’m not going to hold it against them, but it would be cool if they helped me out a little on this.”
      It’s unclear from the quote whether the “they” Lopez refers to means the IRS or the Yankees. The IRS could obviously help him out by considering the items he was rewarded as gifts, rather than income. Then he wouldn’t owe as much in taxes.
      But could Derek Jeter or the Yankees also step in and pay the taxes for Lopez? One tax expert the Daily News spoke to made that very suggestion.
      What a buzzkill. Lopez expressed hope that his parents would help him out with whatever taxes he might owe. But they could rightfully point out that some of that memorabilia — not to mention many of those tickets — could be sold off to cover his expenses. (Lopez might have to do that anyway, telling reporters that he still owes more than $100,000 in student loans.)
      Lopez being essentially punished for what so many saw as a good deed and selfless act makes for a troubling epilogue to a nice story.
      But maybe there’s still a happy ending to come.

    • diggn4richez says:

      October 22nd, 2012 at 6:52 am

      .back in 2009 i got a payday loan out for 300 dollars and i wasnt able to pay back the loan now as of today 09.27.12 i am recieving calls left and right from a company called ” Capitol Harris Miller and Associates” that are located at 2224 W. Touhy Chicago, IL 60630. They left many messages and i quote: the information is inteded for ” my name” along with “claim #” this is mrs. bell and im calling about an order i recieved in my office thhis morning and need to verfied your address to present you with your formal claim at home or place of work. mr. ( my last name) you have charges filed agaist you. you have one chance to call and get this matter resolve by calling 1889596778 and then she ends the call with ” MY NAME” you have been offically been notifed. i look up there phone number and their is no such busniess or number assign for any building. i googled the address and its a resdeient home. then i get another call stating i am going to jail and that they are going to have someone at my home to serve me in 30 mins and that was at 12:30pm 09.27.12 it is now 5:00 09.27.12 and still havnt had anyone over here. is this a scam or what please someone help

    • Kaden says:

      October 29th, 2012 at 7:53 pm

      I claimed bankruptcy 6 years ago and can not claim again until May 09. Since then I have aquired numerous bills from medical to payday loans and now am being threatened with being taken to court. I am scared and don’t know where to go to get help to stop the creditors from calling, from not knowing which bills to pay first and fearing that my car will be re-posessed. I even found that credit consolodation is too much on a month to month basis (at least with the two companies that i recieved quotes from). I just need ideas on how to get myself on my feet, decent credit and lower my debit. Oh, out of all my creditors I only have 2 that are credit card related.

    • Wooooody says:

      October 31st, 2012 at 6:51 pm

      I need a very fast $1500 and I don’t know the best solution.

      I live in Los Angeles and work a full time job and have another part time job on the side. However, even with that, money is still very tight. Under normal circumstances, I am able to make ends meet every month, but I rarely have much of anything left over.
      However, the last few months have been filled with a string of family financial problems.
      My parents are close to foreclosing on their house and the my dad was laid off. Consequently, I have had to help my parents pay their mortgage and bills. It is deeply saddening to see them in that state and has been horribly embarrassing for my parents to have to ask me for money.

      All in all, I make about 2100/month, including tips. I pay about 950 in rent and utilities and 75 for students loans. Then there’s insurance, food, and some expensive prescriptions thrown in.

      However, because I have had to give my parents a substantial chunk of money each of the last few months (and pay my brothers rent when he couldn’t, last month), i have been left with just barely enough for rent this month.

      I don’t have any credit cards or a car. After college I had a hard time paying students loans and they went into default. However, they gave me a one time opportunity to pay my way out of default and clear my record. I did that and am back in good standing. However, this is still on my credit history (something that I have filed a claim about).

      Due to my own stupidity, I am facing a very big need for $1500 ASAP. This morning when I went to the DMV to apply for my CA license (from Nevada), I found out that I have an outstanding ticket from more than a year ago. I want to kick myself.

      Basically, I need to have a license that is valid (and warrant free) because my full time job requires me to run errands on a daily basis…and because I would like to avoid jail time! I called the courthouse and if I pay the ticket amounting to around $1500. it will be done with and I can get my California license and be legal and move on.

      However, I just don’t have it. I don’t have anything even close to it. Nor do my friends or family members. If I owned anything that was of any value, I would sell it.

      I can’t come up with a fast solution. I have read lot’s of horror stories about payday loans and 90 day installment loans and the last thing that I want to do is get back in over my head and spiral back in default. It was a terrible feeling.

      Is there any other reasonable solution? And if taking a payday loan is the only answer, how do I avoid shady practices?

      Lastly, in order to compare payday loan’s, it appears that I have to fill out the forms with my info on their websites. Is this something that the credit bureau’s see? I don’t want to negatively impact my credit score by simply “applying” online to see quotes.

      Thank you for taking the time to read this long post!

      Best,

      K

    • Krazy Bob says:

      November 8th, 2012 at 11:02 pm

      this month I will settle a loan with NBS but still owe £4500 to payday loan companies and have £700 maxed out agreed overdraft with NBS. I earn £1850 a month and I’m stuck in a loop. I would like to get a loan and tried money supermarket soft search. The only place that came up with the possibility of lending me £6000 (consolidate loans plus pay rent and get by without pressure) was everyday loans at 30% for 3 years, I got a likelihood of 9/10 for getting approved by them. I want to know how accurate this is before I apply and I want to know if they can start haggling with the APR once they see I owe payday loans and once they see on my bankstatement that I had resorted to online gambling in desperation. My credit rating is fair to good, though I’ve never missed a repayment and in a few days will have recorded settling loans with NBS and before that Halifax. Everyday loans may offer me less money for a higher APR, they go up to 88% and I cant afford that, I want to pay only £250 a month. I soft searched NBS for a second loan with them and it came up quoting 24.9 which instantly means rejection. I don’t know of anywhere else to try, I don’t think Halifax would lend me anything either. I will be buying £15 credit report from experian to see my score I have no choices as I had the free trial before, my score with equifax is 430, which they say is on the low range of ‘good’. Anyone used Everyday loans? Or been penalised or declined based on items on your bank statements? Thanks for any info you can give.

    • Sonny says:

      November 23rd, 2012 at 6:01 am

      How does a payday loan work and how could I get one if I have crappy credit?
      Do I have to pay the whole amount of the loan back in one payday?

    • crzyinluv says:

      November 23rd, 2012 at 6:02 am

      First question: What is a personal advance? Second question: Can you get a personal advance loan if you already have a payday loan? If the answer to the second question is yes, then what kind of paperwork do they require? what are you required to bring in with you?

    • Mistry says:

      November 26th, 2012 at 11:43 am

      I’m in my mid-20’s now, but when I was around 20 and 21, I really wracked up my credit cards…stupid!!! I really want to get out of this debt BADLY!!! I can’t even make a dent in these cards and have $100-$200 minimum payments. I need about a $5000 loan to get most of these gone. What can I do???? I have no one who can lend me the money; TD BankNorth quoted me a 14% interest rate; and credit cards always say 0% this and that until you read the fine print. How can I get out of this???? Someone please help me!!

    • Big Banger says:

      November 29th, 2012 at 2:14 am

      I am looking for a short term loan (4-6 weeks), I have been to my bank and because I have not been the best customer in the world and have been working self-employed they wont accept me for a loan!

      The loan is for supply of materials, for a Solar Photovoltaic system the total turn over of this project is £10,936.75 with an estimated profit of £2,200. Unfortunately the manufacture of the panels, inverters etc will only accept prepayment for the first couple of orders and I don’t have £8,700 spare!

      From ordering to delivery will be 4 – 6 weeks, and have stipulated that full payment on delivery of goods on my quotation.

      Can any one point me in the right direction of what I should/can do?

      I have a letter from the client accepting my quote and to order the materials and has asked me to quote him on another couple of systems for different people/organisations. I know the client well and he is not the sort of person to play funny buggers when paying.

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