1. I’m a teenager saving for college and I’m looking to start a savings account of my own. Which savings accounts require a very low minimum balance?

  2. I am looking to switch banks. I have been able to save a good amount of money and would like to find a high interest rate savings account or both checking and savings. I have read some bad reviews about online savings accounts like amex, discover, and some others. I have noticed that they are the ones with the best interest though. So can you tell me your experience or what is out there that would be great. Thanks.

  3. What bank is offering the highest interest rates on savings accounts right now? Also, is this a good time to start a savings account or would it be better to wait a couple years? Are interest rates predicted to rise sharply in the next couple years?

  4. I want to open a new checking account and allow interest to accrue. What banks are providing the highest interest rates now ?


  5. I need help figuring this out!

    I want to start saving some money because my husband and I are wanting to start a family in the next couple of years.
    I want to open up an account that lets me save money, but since I do not make tons of money I need to be able to get my money if I NEED it! I am not planning on taking money out of the account all of the time……but when I do start my family I want to use the money for all of the baby needs, and so on.
    So, I need an account where I can save my money, but I also need to have a access to it if I need it!!! I DO NOT want one of those accounts that lets you only take out 1000 per time..for example!

  6. I have a chase highschool checking account. Do i get interest and if so where can i find the perecentage?

  7. Does anyone know of an online banking site that can beat ING Direct’s Electric Orange checking account? Currently their APY is 4%.

  8. Do I really need a checking and savings account or can I just do an interest checking account with a high apy?

  9. Does anyone know how i could make money independently promoting banking products like checking accounts, savings accounts, IRA’s and CD’s. I’m just looking to offer banking products to my current clients even in an exchange for a referral fee. Any personal bankers outthere willing to work together?

  10. In the USA. NY, NJ area. Anyway, I am 16 and will be getting a job soon and will be working everyday. I plan to save up primarily for a house. Don’t laugh, I am not even joking. I plan to go to Columbia University and have a part time job when I go there, I plan to do 2 years at a community college to get my basics out of the way, and also plan to work then too. My question is, when I become of agein a year and a half, I can basically do everything my parents do at the bank, correct? e.g: having a checking account, be able to use a credit card, etc… If yes, then which bank around NY, NJ would have the best rates for a long term savings account? (I’m sure theres another banking name for “long term”), because basically I want to put 75% of the money I earn into that one high interest savings.

  11. I’m looking to open a new checking account and I want to find the highest possible interest yield, preferably from a larger, more established bank/credit union. Anyone have any suggestions?

  12. A car drive around a circular track of radius 80m. If the track is flat and has coefficient of static friction 1.0 with the tires, then the maximum speed of the car is 28 m/s. If instead the track was frictionless but banked or inclined at an angle, what bank angle is necessary to allow uniform circular motion at 28m/s?

  13. I live in Conway, Ar. I saved up a few thousand dollars before college to learn I will not need it since everything ended up paid for. I want to spread 3 thousand into 3 banks. I basically want my money to be idle for the next 4 years. I do not want fees nor a chance for my accounts to become closed after non-use. Right now my idea is to find highest interest saving or checking accounts. I DO want access to it in case a scholarship falls through. So those untouchable investments are out. What is your advice? ALSO, if I find a high interest FDIC approved internet bank, what are some risks?

  14. How do you transfer money to a Bank of the West card from a small bank?
    The bank is called Rhinebeck savings, and money needs to be transferred to the Bank of the West debit card, how does this work?
    Also checks don’t work for me, I have an american card (bank of the west) but I live in holland where check books dont work here haha. It needs to be wired..
    Thanks so much!

  15. high rate checking accounts – do online bill-pay transactions count as ‘debits’?

    you know those accounts that require like 12 or 20 ‘debit transactions’ a month to get the high interest rate..

    do you have to actually use the card at stores, or do the online bill payments [like to the power company etc] count in this total?


  16. For example, say you have $5,000 in a 5% interest savings account. Which would be $250 in interest a year. At what amount do you have to pay capital gains tax?

  17. I want a bank that is internationally recognized because I need to make wires abroad. I need very low/zero fees, internet banking, very good user interface, interest checking account if possible, if not, then high yielding savings account. No minimum deposit.

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